Bend Oregon Real Estate

Bend Oregon Real Estate – 2010

Jim Johnson — Sat, 28 Aug 2010 16:01:55 +0000

Buyers are lining up to buy real estate in Bend Oregon. I’m currently working with 192 prospective buyers who are receiving new listings in Bend that fit their needs. Our New Listing Notification service is very popular! LINK

One of the reasons buyers are starting to act is our great prices. Bend had the largest year-to-year drop in housing prices among U.S. metro areas for the second consecutive quarter, according to data released Wednesday by the Federal Housing Finance Agency.

Between the second quarter of 2009 and the same period this year, housing prices depreciated 18.59 percent in the Bend Metropolitan Statistical Area, which includes all of Deschutes County. That was the worst of all 303 MSAs the agency measured nationally. This is good news for buyers. It won’t be long before Bend is seeing the highest appreciation in the nation as it did a few years ago.

Housing prices in Bend today are a far cry from where they were during the housing boom. Bend had the highest appreciation rate in the U.S. in 2006, topping out at about 36 percent on a year-to-year basis in the second quarter.

On a quarterly basis this year, prices dropped 2.16 percent during the second quarter of 2010 that ended June 30 from the first quarter. During the first quarter, prices dropped 4 percent from the fourth quarter of 2009.

Oregon had the 16th highest depreciation, dropping 3.51 percent from the second quarter of 2009 to the second quarter this year. Prices rose from the first quarter, however, up 0.46 percent. Homes for sale in Bend today are about 50% of what they were 3 years ago!

Great buys on bank foreclosures!

Another reason people are buying homes in Bend is a great choice of Bank Foreclosures. Bank foreclosures in Bend are selling like hot cakes when they are priced right. There was a bank owned home that came on the market in Broken Top which is one of our nicest golf course communities.

It had 7 offers on it the first two days on the market and sold for $25,000 over the list price! One foreclosure had 13 offers on it the first week on the market. Of course not all homes are selling with multiple offers. I would estimate 80-90% of the homes currently for sale are listed over current market value.

An increasingly popular item is second homes that can be used as vacation rentals. These tend to be smaller homes or Condos near the Old Mill District.

Another popular type of property is Riverfront Homes. The Deschutes River runs through Bend but there are not that many riverfront homes for sale. You will pay a premium price to live on the river in Bend Oregon.

Another reason people are buying now is the interest rates. The best 30 year fixed -conventional, FHA and VA- mortgage rate remain in the 4.25% to 4.50% range with several lenders offering 4.125%. 15 year fixed rate loans also remain in the 3.75% to 4.00% range.

It’s impossible to time the market. But I really believe now is the time to buy. Prices and interest rates for Bend Oregon real estate may never be better for many years to come. Bend is a great place to live, retire, raise kids and enjoy outdoor activities year round. We are seeing multiple offers on some listings indicating the bottom to the Bend real estate market.

Now is the time to buy Bend Oregon Real Estate

Golf course property is also very popular. Bend is surrounded by golf courses. There are some really good buys available on our local golf course homes.

Another popular are in Bend is Awbrey Butte. Awbrey Butte homes make up one of the nicest neighborhoods in Bend. They are on large lots of .5 acre to over one acre and there are no fences allowed so it does not feel like a subdivision.

Great prices on Awbrey Butte homes!

No matter how you look at it now is the time to buy real estate in Bend. Prices are interest rate will likely start back up next year and there will be thousands of people wishing they had bought a home in Bend in 2010.

If you’re thinking about buying real estate in Bend you should sign up for Jim’s free New Listing Notification Service or call or e-mail today. Jim Johnson is a Certified Residential Specialist and has been selling real estate in Bend Oregon since 1981.

Matt and Jim Johnson, Father and Son Team

Call 541-389-4511 or see his web site to search the MLS - Bend Oregon Real Estate. Jim is licensed by the State of Oregon as the Principal Broker for Bend Oregon Real Estate Expert. E-MAIL Jim for information or go to Bank Foreclosure Information or you can use our FREE MLS search.

Home Prices Rising

Jim Johnson — Thu, 26 Aug 2010 01:51:16 +0000

July Existing-Home Sales Fall as Expected but Prices Rise

Washington, August 24, 2010

Existing-home sales were sharply lower in July following expiration of the home buyer tax credit but home prices continued to gain, according to the National Association of Realtors®.

Existing-home sales¹, which are completed transactions that include single-family, townhomes, condominiums and co-ops, dropped 27.2 percent to a seasonally adjusted annual rate of 3.83 million units in July from a downwardly revised 5.26 million in June, and are 25.5 percent below the 5.14 million-unit level in July 2009.

Sales are at the lowest level since the total existing-home sales series launched in 1999, and single family sales – accounting for the bulk of transactions – are at the lowest level since May of 1995.

Lawrence Yun, NAR chief economist, said a soft sales pace likely will continue for a few additional months. “Consumers rationally jumped into the market before the deadline for the home buyer tax credit expired. Since May, after the deadline, contract signings have been notably lower and a pause period for home sales is likely to last through September,” he said. “However, given the rock-bottom mortgage interest rates and historically high housing affordability conditions, the pace of a sales recovery could pick up quickly, provided the economy consistently adds jobs.

“Even with sales pausing for a few months, annual sales are expected to reach 5 million in 2010 because of healthy activity in the first half of the year. To place in perspective, annual sales averaged 4.9 million in the past 20 years, and 4.4 million over the past 30 years,” Yun said.

According to Freddie Mac, the national average commitment rate for a 30-year, conventional, fixed-rate mortgage fell to a record low 4.56 percent in July from 4.74 percent in June; the rate was 5.22 percent in July 2009. Last week, Freddie Mac reported the 30-year fixed was down to 4.42 percent.

The national median existing-home price² for all housing types was $182,600 in July, up 0.7 percent from a year ago. Distressed home sales are unchanged from June, accounting for 32 percent of transactions in July; they were 31 percent in July 2009.³

“Thanks to the home buyer tax credit, home values have been stable for the past 18 months despite heavy job losses,” Yun said. “Over the short term, high supply in relation to demand clearly favors buyers. However, given that home values are back in line relative to income, and from very low new-home construction, there is not likely to be any measurable change in home prices going forward.”

Total housing inventory at the end of July increased 2.5 percent to 3.98 million existing homes available for sale, which represents a 12.5-month supply⁴ at the current sales pace, up from an 8.9-month supply in June. Raw unsold inventory is still 12.9 percent below the record of 4.58 million in July 2008.

NAR President Vicki Cox Golder, owner of Vicki L. Cox & Associates in Tucson, Ariz., said there are great opportunities now for buyers who weren’t’t able to take advantage of the tax credit. “Mortgage interest rates are at record lows, home prices have firmed and there is good selection of property in most areas, so buyers with good jobs and favorable credit ratings find themselves in a fortunate position,” she said.

A parallel NAR practitioner survey shows first-time buyers purchased 38 percent of homes in July, down from 43 percent in June. Investors accounted for 19 percent of sales in July, up from 13 percent in June; the balance were to repeat buyers. All-cash sales rose to 30 percent in July from 24 percent in June.

Single-family home sales dropped 27.1 percent to a seasonally adjusted annual rate of 3.37 million in July from a pace of 4.62 million in June, and are 25.6 percent below the 4.53 million level in July 2009; they were the lowest since May 1995 when the sales rate was 3.34 million. The median existing single-family home price was $183,400 in July, which is 0.9 percent above a year ago.

Single-family median existing-home prices were higher in 11 out of 19 metropolitan statistical areas reported in July in comparison with July 2009 (the price in one of 20 tracked markets was not available). However, existing single-family home sales fell in all 20 areas from a year ago.

Existing condominium and co-op sales fell 28.1 percent to a seasonally adjusted annual rate of 460,000 in July from 640,000 in June, and are 24.0 percent below the 605,000-unit level in July 2009. The median existing condo price⁵ was $176,800 in July, down 1.7 percent from a year ago.

Regionally, existing-home sales in the Northeast dropped 29.5 percent to an annual pace of 620,000 in July and are 30.3 percent lower than a year ago. The median price in the Northeast was $263,800, up 4.8 percent from July 2009.

Existing-home sales in the Midwest fell 35.0 percent in July to a level of 800,000 and are 33.3 percent below July 2009. The median price in the Midwest was $151,600, down 2.8 percent from a year ago.

In the South, existing-home sales dropped 22.6 percent to an annual pace of 1.54 million in July and are 19.8 percent below a year ago. The median price in the South was $156,300, down 3.3 percent from July 2009.

Existing-home sales in the West fell 25.0 percent to an annual level of 870,000 in July and are 23.0 percent below a year ago. The median price in the West was $224,800, up 3.3 percent from July 2009.

The National Association of Realtors®, “The Voice for Real Estate,” is America’s largest trade association, representing 1.1 million members involved in all aspects of the residential and commercial real estate industries.

NOTE: NAR also tracks monthly comparisons of existing single-family home sales and median prices for 20 select metropolitan statistical areas, which is posted with other tables at: www.realtor.org/research/research/ehsdata. For information on areas not included in the report, please contact the local association of Realtors®.

¹Existing-home sales, which include single-family, townhomes, condominiums and co-ops, are based on transaction closings. This differs from the U.S. Census Bureau’s series on new single-family home sales, which are based on contracts or the acceptance of a deposit. Because of these differences, it is not uncommon for each series to move in different directions in the same month. In addition, existing-home sales, which generally account for 85 to 90 percent of total home sales, are based on a much larger sample – more than 40 percent of multiple listing service data each month – and typically are not subject to large prior-month revisions.

The annual rate for a particular month represents what the total number of actual sales for a year would be if the relative pace for that month were maintained for 12 consecutive months. Seasonally adjusted annual rates are used in reporting monthly data to factor out seasonal variations in resale activity. For example, home sales volume is normally higher in the summer than in the winter, primarily because of differences in the weather and family buying patterns. However, seasonal factors cannot compensate for abnormal weather patterns.

Single-family data collection began monthly in 1968, while condo data collection began quarterly in 1981; the series were combined in 1999 when monthly collection of condo data began. Prior to this period, single-family homes accounted for more than nine out of 10 purchases. Historic comparisons for total home sales prior to 1999 are based on monthly single-family sales, combined with the corresponding quarterly sales rate for condos.

²The only valid comparisons for median prices are with the same period a year earlier due to the seasonality in buying patterns. Month-to-month comparisons do not compensate for seasonal changes, especially for the timing of family buying patterns. Changes in the composition of sales can distort median price data. Year-ago median and mean prices sometimes are revised in an automated process if more data is received than was originally reported.

³Distressed sales, first-time buyer and investor data are from a survey for the Realtors® Confidence Index, scheduled to be posted September 2.

⁴Total inventory and month’s supply data are available back through 1999, while single-family inventory and month’s supply are available back to 1982 (prior to 1999, condos were measured quarterly while single-family sales accounted for more than 90 percent of transactions).

⁵Because there is a concentration of condos in high-cost metro areas, the national median condo price generally is higher than the median single-family price. In a given market area, condos typically cost less than single-family homes.

Existing-home sales for August will be released September 23. The next Pending Home Sales Index is scheduled for September 2; release times are 10 a.m. EDT.

Bend Real Estate Market Looking Up

Jim Johnson — Wed, 11 Aug 2010 15:02:10 +0000

The Bend Oregon real estate market lags behind the national real estate market. The were many bank foreclosures in Phoenix, Las Vegas and Southern California before the foreclosures started in Bend.

Now it looks like the market is starting to pick up nationally. This means our market will probably follow close behind. The National Association of Realtors just released the following article.

Broad Stabilization in Second Quarter Metro Area Home Prices with Strong Sales

Washington, August 11, 2010

The trend in firming home prices solidified in the second quarter with more metropolitan areas showing increases from a year ago, aided by a surge in home sales driven by the home buyer tax credit, according to the latest survey by the National Association of Realtors®.

In the second quarter, 100 out of 155 metropolitan statistical areas¹ (MSAs) had higher median existing single-family home prices in comparison with the second quarter of 2009, including 14 with double-digit increases; two were unchanged and 53 metros showed price declines. In the first quarter of this year 91 areas had higher prices, while only 26 MSAs experienced annual price gains in second quarter of 2009.

The national median existing single-family price was $176,900 in the second quarter, up 1.5 percent from $174,200 in the same period of 2009. The median is where half sold for more and half sold for less. Distressed homes accounted for 32 percent of second quarter sales, down from 36 percent a year ago.

Lawrence Yun, NAR chief economist, said the correction in home prices appears to have ended in 2009. “All year we’ve been seeing relatively flat national home prices, which appear to be supported by market fundamentals,” he said. “Prices in some areas remain below replacement construction costs, so even with an elevated supply of existing homes on the market we don’t expect any consequential movement in home prices for the foreseeable future. Very low inventory of newly built homes also will help to support home values.”

Yun urged caution on interpreting price data. “The median price is influenced by the mix of homes that were sold and do not reflect pure appreciation or depreciation,” he said. “The recorded home prices in many markets were significantly depressed last year because of a large percentage of distressed homes sold at discount. Now as more normal, non-distressed home sales are occurring, the median price in many areas is showing higher values.”

Total state existing-home sales, including single-family and condo, rose 9.1 percent to a seasonally adjusted annual rate² of 5.61 million in the second quarter from 5.14 million in the first quarter, and were 17.3 percent above the 4.78 million-unit pace in the second quarter of 2009.

Sales increased from the first quarter in 44 states and the District of Columbia; 47 states and D.C. had increases over year-ago sales levels.

NAR President Vicki Cox Golder, owner of Vicki L. Cox & Associates in Tucson, Ariz., said record low mortgage interest rates will help cushion a summer slowdown. “As expected, sales are slowing down now that the home buyer tax credit has expired, but record-low mortgage interest rates, along with stable and affordable home prices in most areas, provide opportunities for buyers who weren’t able to take advantage of the credit,” she said.

According to Freddie Mac, the national average commitment rate on a 30-year conventional fixed-rate mortgage was a record low 4.91 percent in the second quarter, down from 5.00 percent in the first quarter; it was 5.03 percent in the second quarter of 2009.

“Job creation will give home buyers more confidence, but the market over the next few months is likely to be below what we would expect for the size of our growing population,” Golder said. “With improving bank balance sheets, credit restrictions should gradually improve – Realtors® are a great resource for consumer information on loan availability as well as neighborhood market conditions, which vary widely.”

In the condo sector, metro area condominium and cooperative prices – covering changes in 55 metro areas – showed the national median existing-condo price was relatively flat at $175,700 in the second quarter, down 0.5 percent from the second quarter of 2009. Twenty-six metros showed increases in the median condo price from a year ago and 29 areas had declines; the first quarter of 2010 showed 24 metros up, while only four metros saw annual price gains in second quarter of 2009.

Regionally, the median existing single-family home price in the Northeast declined 3.2 percent to $238,000 in the second quarter from a year earlier. Existing-home sales in the Northeast jumped 14.9 percent in the second quarter to a level of 980,000 and are 23.6 percent above the second quarter of 2009.

In the Midwest, the median existing single-family home price increased 1.4 percent to $148,500 in the second quarter from the second quarter of last year. Existing-home sales in the Midwest rose 14.5 percent in the second quarter to a pace of 1.30 million and are 20.9 percent above the same period in 2009.

In the South, the median existing single-family home price slipped 2.0 percent to $155,500 in the second quarter from the second quarter of 2009. Existing-home sales in the South increased 10.9 percent in the second quarter to an annual rate of 2.10 million and are 18.8 percent above a year ago.

The median existing single-family home price in the West rose 2.6 percent to $219,700 in the second quarter from a year ago. Existing-home sales in the West fell 2.6 percent in the second quarter to an annual rate of 1.23 million but are 7.6 percent higher than the second quarter of 2009.

There often are differences between NAR’s data and locally reported data because of differences in methodology, which may include the geographic coverage area, housing types, and Census benchmarking used in NAR’s model. More importantly, there is a parallel between the percentage changes over time that is typically seen even when using different methodologies.

¹Areas are generally metropolitan statistical areas as defined by the U.S. Office of Management and Budget. A list of counties included in MSA definitions is available at: www.census.gov/population/estimates/metro-city/0312msa.txt.

Regional median home prices include rural areas and samples of many smaller metros that are not included in this report; the regional percentage changes do not necessarily parallel changes in the larger metro areas. The only valid comparisons for median prices are with the same period a year earlier due to seasonality in buying patterns. Quarter-to-quarter comparisons do not compensate for seasonal changes, especially for the timing of family buying patterns.
NAR began tracking of metropolitan area median single-family home prices in 1979; the metro area condo price series dates back to 1989.

Because there is a concentration of condos in high-cost metro areas, the national median condo price generally is higher than the median single-family price. In a given market area, condos typically cost less than single-family homes. As the reporting sample expands in the future, additional areas will be included in the condo price report.

²The seasonally adjusted annual rate for a particular quarter represents what the total number of actual sales for a year would be if the relative sales pace for that quarter was maintained for four consecutive quarters. Total home sales include single family, townhomes, condominiums and co-operative housing. NAR began tracking the state sales series in 1981.

Seasonally adjusted rates are used in reporting quarterly data to factor out seasonal variations in resale activity. For example, sales volume normally is higher in the summer and relatively light in winter, primarily because of differences in the weather and household buying patterns.

Third quarter metro area home price and state resale data will be released November 11 at 10 a.m. EST.

Now is the time to buy!

Bend Oregon Real Estate Prices To Increase

Jim Johnson — Tue, 10 Aug 2010 16:30:27 +0000

Bloomberg/Newsweek
Oregon

Biggest home price increase projected in 2014: Bend metro

Forecast 4-year price increase: 33.6 percent
Current median price: $144,533*
Prices to reach trough in: 2011 Q1
Median family income: $58,200
Population: 158,630

The area around Bend, in central Oregon which is surrounded by the high desert and the Cascade Mountains, has the second-highest four-year growth forecast, 33.6 percent, after Bremerton-Silverdale, Wash. Bend draws home buyers and visitors with its wealth of outdoor recreational opportunities, but its prices have dropped about 40 percent since hitting a peak in late 2006. They now expect a rapid recovery starting next year.

Bend Oregon Home Sales

The preceding news was followed today with an article in the local paper, The Bend Bulletin, stating that Default Notices (Future Foreclosures) as falling in Bend and Deschutes county. All indications are now is the time to buy. Mortgage rates are also at all time lows.

Bend – Redmond RV Repair

Jim Johnson — Sun, 08 Aug 2010 15:21:42 +0000

I would highly recommend Coach Masters of Bend LINK for all of your motorhome and 5th wheel repairs. They are located on the North end of Bend with easy access from Redmond. As far as I’m concerned they are the best.

I would not recommend Beaver Coach in Bend. They are more expensive and in my opinion are always looking for a way to increase your bill. The last time (never again) I had my oil changed they didn’t even put air in my tires. They said they didn’t know how much air I wanted. They did call me to say I should have my brakes checked at over $100 an hour.

I once had a fluid leak on my generator (front of RV). I told the service rep. I ended up paying them to look for a leak around the diesel pusher (back of RV). He finally called me and said they couldn’t find the leak. He didn’t even know where the generator was!

Call the guys at Coachmasters of Bend. They are great!!

If you’re thinking about buying real estate in Bend you should sign up for Jim’s free New Listing Notification Service or call or e-mail today. Jim Johnson is a Certified Residential Specialist and has been selling real estate in Bend Oregon since 1981.

Redmond Oregon FMCA International Convention 2010

Jim Johnson — Sat, 07 Aug 2010 15:11:23 +0000

Below you will find the full schedule for FMCA’s 84th International Convention, which will be held at the Deschutes County Fair and Expo Center in Redmond, Oregon, August 11 to 14, 2010.

For RV repair we highly recommend Coach Masters of Bend. LINK

Seminars: Redmond 2010

Learn more about motorhoming by attending the seminars at FMCA’s Redmond 2010 convention. Towing, engines, safe driving, battery maintenance, RV weight … these are just a sampling of the topics. Read on for the complete list with descriptions.

SEMINAR ROOM LOCATIONS
Seminar 1:	Middle Sister
Seminar 2:	Middle Sister – Doris/Eileen Elk
Seminar 3:	Middle Sister – East Lake
Seminar 4:	South Sister
Seminar 5:	South Sister – Lava
Seminar 6:	High Desert Activity Center
Seminar 7:	Dairy/Goat/Llama
Seminar 8	Sheep Barn
Seminar 9:	Swine Barn
Seminar 10:	Swine Barn
Seminar 11:	Swine Barn
Seminar 12:	Swine Barn

Updated July 13, 2010

MONDAY, AUGUST 9, 2010

7:30 p.m.
MOVIE NIGHT, SOUTH SISTER, SEMINAR 4

TUESDAY, AUGUST 10, 2010

8:00 a.m. to 5:00 p.m.
FMCA INFORMATION CENTER OPEN IN NORTH SISTER

Check the “Grounds Services” section of program for description and “Map Section” of program for location. The Information Center will be open 24 hours a day for emergencies.

11:15 a.m. to 12:15 p.m.
NATIONAL DIRECTOR BRIEFING, SEMINAR 4

If you are presently a national director, alternate national director, temporary delegate, or if you would like to become a national director or alternate national director, this seminar covers the basics. Join FMCA’s National VP Great Lakes Area Ross Boyer, F268985, who will discuss the basic knowledge national directors need to understand and deal with the issues of FMCA. Specific issues will not be discussed.

2:15 p.m. to 3:30 p.m.
ORIENTATION FOR FIRST-TIME ATTENDEES, SEMINAR 6

Jerry Yeatts, F390000, convention director of FMCA, will conduct a seminar to introduce first-time attendees to the fun, spirit, activities, and opportunities related to FMCA membership and attending rallies and conventions. Be sure to bring your convention program. This seminar will be repeated on Wednesday, August 11, from 8:15 a.m. to 9:30 a.m., in Seminar 2.

3:45 p.m. to 4:45 p.m.
SOUTHEAST AREA CAUCUS, SEMINAR 2

3:45 p.m. to 4:45 p.m.
EASTERN AREA CAUCUS, SEMINAR 3

3:45 p.m. to 4:45 p.m.
NORTHWEST AREA CAUCUS, SEMINAR 6

3:45 p.m. to 4:45 p.m.
NORTHEAST AREA CAUCUS, SEMINAR 8

3:45 p.m. to 4:45 p.m.
GREAT LAKES AREA CAUCUS, SEMINAR 9

3:45 p.m. to 4:45 p.m.
MIDWEST AREA CAUCUS, SEMINAR 12

7:30 p.m.
DEBBIE REYNOLDS: A LIFETIME OF LAUGHTER AND LOVE, SEMINAR 6

WEDNESDAY, AUGUST 11, 2010

7:00 a.m. to 6:00 p.m.
FMCA INFORMATION CENTER OPEN IN NORTH SISTER

Check the “Grounds Services” section of program for description and “Map Section” of program for location. The Information Center will be open 24 hours a day for emergencies.

8:15 a.m. to 9:30 a.m.
ORIENTATION FOR FIRST-TIME ATTENDEES, SEMINAR 2

Please see description in Tuesday’s 2:15 p.m. time slot.

8:15 a.m. to 9:30 a.m.
ALL ABOUT RVING, SEMINAR 3

You don’t know what you don’t know, so this seminar introduces newbies and experienced RVers alike to new ideas, techniques, and products ranging from macerator pumps to silicone cookware. This is a must-see presentation for new RVers! Join Ron & Sandy Jones of RV Stuff, C10110, for a great seminar, wonderful pictures, real situations, and time for questions. You will learn to save money, be safe, and have fun!

8:15 a.m. to 9:30 a.m.
TOWING ROUNDTABLE, SEMINAR 6

The goal of this seminar is to provide FMCA members with the information needed to tow a vehicle behind a motorhome safely and with peace of mind. More technical questions are directed to FMCA regarding towing than any other area of concern. If done properly, towing a vehicle behind a motorhome can be a positive experience. Tow bars, tow dollies, lube pumps, driveshaft disconnects, front-wheel drive, rear-wheel drive, four-wheel drive, towed car wiring, and covers for towed vehicles are a few of the topics that will be discussed. Panelists will include convention towing equipment exhibitors. Ample time will be allowed for questions from the audience. Supplemental braking will NOT be discussed at this seminar. There will be a seminar dedicated solely to “Supplemental Towed Car Braking” on Wednesday, 10:00 a.m. to 11:15 a.m., in Seminar 6.

8:15 a.m. to 9:30 a.m.
UNDERSTANDING, MONITORING, AND PROTECTING THE RV ELECTRICAL SYSTEM, SEMINAR 7

Daryl Lawrence of Lawrence RV Accessories, Inc., C10135, will be on hand to inform and educate RV owners on ways to monitor and protect their RV electrical systems. Topics will include what causes power surges; surge protectors; high- and low-voltage problems; high- and low-voltage devices; pedestal wiring; and checking the power pedestal. Time will be allowed for a question-and-answer period.

8:15 a.m. to 9:30 a.m.
STEERING, SUSPENSIONS, COACH RIDE, & HANDLING, SEMINAR 8

This seminar will help FMCA members understand some of the basics of coach steering, ride, and handling. The seminar will be moderated by Robert Henderson of Henderson’s Line-Up/SuperSteer®, C5009. After a brief PowerPoint presentation by Robert, discussions will be opened up to a panel of FMCA commercial member original equipment manufacturers (OEMs) and aftermarket products. The goal is to help members understand what they can do to improve the steering, handling, and suspension of their coach. This seminar will be repeated on Thursday from 11:30 a.m. to 2:30 p.m. in Seminar 8.

9:00 a.m. to 5:00 p.m.
GOVERNING BOARD MEETING, SEMINAR 4

10:00 a.m.
MICHELLE VAN HANDEL PERFORMS AT THE DAYTIME ENTERTAINMENT STAGE

10:00 a.m. to 11:15 a.m.
GETTING THE MOST OUT OF YOUR DIGITAL CAMERA, SEMINAR 2

Join Phil May of TechnoRV, C11722, for this easy-to-understand explanation of features you may have noticed on your digital camera but were always afraid to use. Topics will include aperture, shutter speed, flash settings, and ISO. Understanding how these items are interrelated will help you use depth-of-field and other techniques to take more interesting photographs and help you understand what happens when using a camera’s preset modes. His presentation also will explain white balance settings and provide an overview of computer software and Web sites designed to help you edit, manage, and share your digital images.

10:00 a.m. to 11:15 a.m.
DRIVING A MOTORHOME FOR THE CO-PILOT, SEMINAR 3

This seminar is geared for the occasional driver or the person who does not drive at all. Learn how to make your rig “Your Own.” This seminar covers the basics on seat adjustment, mirror setting, steering, simple reference points, and things to make the co-pilot more comfortable when he or she gets in the driver’s seat. Also covered is the perspective from the co-pilot’s seat to help make the ride more enjoyable. This seminar will be presented by Lorrin Walsh of Drive Smart Publications, C11835.

10:00 a.m. to 11:15 a.m.
SUPPLEMENTAL TOWED CAR BRAKING, SEMINAR 6

No topic has captured the attention of motorhome owners in recent years as much as supplemental towed car braking. And no other topic has fueled the rumor mill as much as supplemental braking. Convention exhibitors will be on hand to discuss the technical aspects of supplemental braking. Information will be provided to bring FMCA convention attendees “up to speed” on the latest, most accurate information regarding the laws relating to supplemental braking of towed vehicles.

10:00 a.m. to 11:15 a.m.
INTERNET LOVE STORY, SEMINAR 7

Learn how Jim and Chris Guld, aka GeeksOnTour.com, C11107, fell in love and followed their dream – all made possible by the Internet.

Jim and Chris Guld have been living, and working, fulltime in their motorhome since 2003. They were 50 years old when they sold their home and cut all their ties in order to follow their dream of living on the road. No retirement and no income; yet they were convinced they could make a living on the road as long as they had the Internet. Their passion for helping fellow travelers get the most out of their computers has turned into an income-producing Web site, “Computer Education for Travelers” (www.GeeksOnTour.com). In this seminar, you’ll hear their story plus learn how they stay connected to the Internet as they travel the country.

10:00 a.m. to 11:15 a.m.
ENHANCE YOUR RV LIFESTYLE – DON’T GO WITHOUT VELCRO, SEMINAR 8

Lloyd Smith of Coil ‘N Wrap, C9954, will share more than 80 ideas about how Velcro can save you time, space, and aggravation in all areas of your RV. Use the amazing High Temp Velcro to hang pictures and secure items to countertops. See many creative storage concepts inside as well as outside in your storage compartments. Watch demonstrations using Velcro to quickly and compactly coil up your water hoses, cords, and cables. Find out what to use to easily disconnect electrical cables from outlets and each other. You’ll love this seminar! There also will be a slide-show presentation.

11:45 a.m. to 1:00 p.m.
WATER FILTRATION, PURIFICATION, AND CONDITIONING, SEMINAR 2

The ongoing mystery of pressure versus flow is discussed in this informative seminar. Too much pressure for the RV, but not enough for a good shower? How do regulators work and are they the solution? What about restrictive water filters and how much pressure can an RV handle? The dos and don’ts of dealing with water pressure in the RV, plus questions mentioned are discussed in detail during this seminar. Presented by Richard Dahl of RV Water Filter Store, C6843. Richard has more than 18 years of experience in handling water problems for RVers. Don’t miss this one!

11:45 a.m. to 1:00 p.m.
HEALTH CONSIDERATIONS FOR HYPERTENSION, DIABETES, AND CORONARY HEART DISEASE, SEMINAR 3

Wayne & Dahelia Hunt, F235156, present information that is applicable for all individuals desiring to better understand and take control of hypertension (high blood pressure), diabetes (high fasting blood glucose), and coronary heart disease. Learn new facts, reinforce your current knowledge, and/or — this is the best part — take personal steps to improve your life now and for the future. Wayne and Dahelia have years of experience teaching personal fitness trainers to effectively and responsibly educate their clients in the proper application of exercise and how to interact with medical/allied health providers. The lecture will provide information and multiple tools for you to use to improve your knowledge and better oversee your specific programs. It will not diagnose, prescribe medications or supplements, or present any medical treatments.

11:45 a.m. to 1:00 p.m.
THE “GET YOU GORGEOUS” 5-MINUTE MAKEOVER, SEMINAR 6

Join “One Life To Live” star Catherine Hickland for this beauty-on-the go presentation. Catherine is also an author, cosmetics entrepreneur, and avid RV traveler. In fact, she prefers traveling by RV rather than flying, but she discovered that traveling in an RV leaves limited time and space for her beauty routine. So she developed her own techniques for getting gorgeous in just a few minutes. She says these beauty secrets of the stars work for everyone. Eight years ago Catherine developed a cosmetic line that is streamlined for the woman on the go, and she will demonstrate how you can take 10 years off your face with just a few techniques she stumbled upon during the 28 years she has spent on television. Come have a few laughs, get the dish, and learn the best-kept beauty secrets in the world in a very special seminar designed especially for you! You also may have an opportunity to win a free make-up door prize!

11:45 a.m. to 1:00 p.m.
TIRE SAFETY TIPS & MONITORING METHODS, SEMINAR 7

Larry Heppler of PressurePro, C10744, will provide a PowerPoint presentation and an in-depth look at why tire pressure is important, problems, maintenance tips, tire protection, aging, and purchase concerns. Safety concerns, improving handling, under inflation, mismatched duals, and proper storage also will be discussed. Larry will provide the history of tire pressure monitoring systems, the electronic systems now available, a comparison of wired and wireless, installation, accuracy, alarms, and costs. At the end of the seminar you should be able to evaluate which monitoring system is best for you and why.

11:45 a.m. to 1:00 p.m.
BEAUTIFYING & PROTECTING YOUR COACH, SEMINAR 8

Ken Neuman of Protect All, C4321, will discuss techniques that will help you protect your motorhome investment. Time, the sun, and other elements take a toll on the appearance and life of your coach. Cleaning, polishing, and protecting your RV is easy when you know how. Ken has developed an extensive background restoring and caring for the many surfaces of an RV, including fiberglass, paint, plastic, aluminum, rubber, vinyl, rubber roofs, and more. With the ideas presented here, you will be able to keep your coach looking good for years to come. Ample time will be allotted for questions from the audience.

11:45 a.m. to 1:00 p.m.
CARE AND PURCHASING FINE JEWELRY, SEMINAR 12

Jan Williams of JJ’s Gold & Gems, C6750, designed this seminar for maximum audience participation with a question-and-answer session following a short discussion. Topics include jewelry terminology and its meaning; how to recognize markings; current values, including diamonds and colored gems; the proper care of gold; and pricing you may encounter in stores. Jan will discuss jewelry appraisal and its relationship to insurance, and unprofessional practices in the jewelry business. A handout that provides purchasing tips will be available.

12:00 p.m. to 5:00 p.m.
FMCA SERVICE CENTER OPEN IN THE GALLERY AT HOOKER CREEK EVENT CENTER

1:00 p.m.
ALLAN BYER PERFORMS AT THE DAYTIME ENTERTAINMENT STAGE

1:30 p.m. to 2:45 p.m.
COMPUTER SAFETY AND SECURITY FOR THE RV, SEMINAR 3

Whether you’re a full-time RVer or just like to get away from time to time, having a computer is essential for e-mail and Internet access. However, an RV is a challenging environment for a laptop in terms of safety and security. Come and hear Phil May of TechnoRV, C11722, a 12-year Hewlett-Packard veteran, explain how to keep all your important information and memories safe and secure while traveling.

1:30 p.m. to 2:45 p.m.
HIGH-SPEED INTERNET, SEMINAR 6

Learn about high-speed Internet access at your favorite RV parks and on the road across the country. The seminar will focus on Wi-Fi, but other topics will briefly touch on DSL, cable, satellite, and cellular technology for RVers. Come learn more about how to “Get Away, and Stay Connected!” This seminar will be presented by Jim and Chris Guld of GeeksOnTour.com, C11107.

1:30 p.m. to 2:45 p.m.
CLEAN LIKE A PRO, SEMINAR 7

Nationally recognized professional cleaning expert and green-living coach Mary Findley of the Mary Moppins, C6257, will present manufacturer-approved cleaning instructions for both outside and inside your coach. Mary is the author of The Complete Idiot’s Guide To Green Cleaning and you will learn her time-honored shortcuts and tips to safely and quickly clean and shine your coach using eco-friendly techniques and cleaners. Join Mary for a stains-to-drains tour of earth-friendly cleaning.

1:30 p.m. to 2:45 p.m.
RVING ATLANTIC CANADA, SEMINAR 8

Participants will gain practical information needed to plan and take a trip to Atlantic Canada by RV, whether they travel solo, with a few friends, or with an organized, escorted RV tour. During the presentation, important information will be shared by experienced presenters Barry and Terry Klein of Adventure Caravans, C6954, about preparation tasks, such as determining how many miles a trip will cover, how much time to allow, how to handle mail and e-mail, the best time of year to travel, and what planning resources are available. Participants will receive background on all of the Atlantic provinces with special emphasis on the unique character of Newfoundland and Labrador. Various routes and road conditions will be discussed including the availability of fuel, RV parks, and major towns offering shopping and services. Finally, they will highlight some of the must-see aspects of this adventure and share their own experiences and photos.

1:30 p.m. to 2:45 p.m.
ETCHED GLASS AND MAT, SEMINAR 9

Treat yourself to an old technique made easy. Etch a glass candleholder and make a mat for it to sit on. Each kit includes etching cream, letters and numbers, a paint brush, wool fabric, a leaf pattern, thread, pins, needle, a needle threader, a candleholder, and pre-hemmed fabric. Please bring thin, rubber gloves and sharp fabric scissors. The cost is $20. Sign up at the craft table at the Information Center in North Sister beginning on Wednesday, August 11, at 7:00 a.m. Space is limited. This seminar will be repeated on Friday, August 13, from 1:30 p.m. to 3:15 p.m., in Seminar 12.

1:30 p.m. to 3:30 p.m.
RV WEIGHT & TIRE SAFETY, SEMINAR 2

The RV Weight & Tire Safety Program is co-sponsored by the Recreation Vehicle Safety & Education Foundation (RVSEF), C5999, and FMCA. The seminar will focus on “speaking the language of weight,” providing the RV owner with the knowledge required to assure that the vehicle is operated within all safety limitations. The maintenance and care of tires, and the selection of the proper inflation pressure for optimum performance and safety is a major emphasis of the program. Did you know that under-inflated tires are the number one cause of tire failure? Spend an hour with RVSEF and have a safer and more enjoyable RV experience. Topics will include weight-related definitions; weight disclosure labels; towing components; stopping assistance; tire markings; tire load/inflation tables; new RV considerations; and tire pressure monitoring systems. There is no charge for this educational seminar.

In addition to the seminar, the RVSEF Motorhome Weighing Service utilizes certified scales to determine individual wheel position loads. Owners complete a worksheet that includes all critical weight and tire ratings. Scale readings and ratings are entered into a custom computer program that generates a weight analysis report, detailing safety margins on each component in terms of whether a rating has been exceeded or not yet reached, and by how much. Owners receive a preliminary weight report at the weighing site, followed by a comprehensive report in the mail, including tire load/inflation tables (allow four to six weeks). The retail cost of weighing is $49. FMCA Member Benefit price is $34. To have your coach weighed, sign up on Wednesday, August 11, at the Information Center located in North Sister beginning at 7:00 a.m., or during exhibit hours at the RV Safety & Education Foundation booth #604 in the Hooker Creek Event Center. Appointments are limited.

3:15 p.m. to 4:30 p.m.
MEXICO COPPER CANYON BY RV & TRAIN, SEMINAR 3

Marcy Krauss of Fantasy RV Tours, C5644, will present this big-screen travelogue featuring the most sought-after RV destination in the world . . . Mexico’s Copper Canyon. This travelogue will take you from the “Rim to Floor” by RV and first-class passenger train, and includes a journey to the floor of the magnificent canyon which has never been offered before. A lucky member attending this seminar will win a $1,000 travel gift certificate good towards a Fantasy RV Tours trip. The drawing will take place at the end of seminar. You must be present to win.

3:15 p.m. to 4:30 p.m.
LOW VOLTAGE, SPIKES, AND SURGES – AND WHAT YOU CAN DO ABOUT THEM, SEMINAR 5

This is a layman’s RV electrical program to help you understand the basics of electrical current flow. Covered is the difference between amperage and voltage, and how they relate to watts. When should you be concerned about electrical input? This session will address the above and show how RVers can minimize their risk to abnormal electrical input. Some of the suggestions have little or no cost. Todd Coffelt of Performance Products, C9624, will provide a comprehensive view of your available options, whether they be surge protection, line analyzing, and/or voltage boosting. Todd will present this information in an easy-to-understand format and time will be provided at the end of his presentation for questions and answers.

3:15 p.m. to 4:30 p.m.
PICASA: A FREE PROGRAM FOR MANAGING DIGITAL PHOTOS, SEMINAR 6

Picasa 3 is a free program from Google and it is simply the best way to manage the hundreds of digital photos that travelers accumulate! Learn how to organize and find photos you forgot you had. One-click e-mailing or printing of whatever photos you specify. Learn how to automatically crop, color-correct, and resize photos for e-mailing or posting to the Web. This seminar will be presented by Chris Guld of GeeksOnTour.com, C11107.

3:15 p.m. to 4:30 p.m.
INSIDER CLEANING TIPS, SEMINAR 8

In this energetic seminar you will learn to clean everything inside your coach without using chemicals. Janet Trannum of Almost Heaven Microfiber, C8707, will show you how to use just three bottles for cleaning everything, and how to clean with peanut butter, Tang, aluminum foil, and cabbage. If you suffer from allergies, this seminar will be beneficial to you. Attend whether you are a clean-freak or not.

3:15 p.m. to 4:45 p.m.
PLASTIC BAG CROCHETING, SEMINAR 11

Shirley Callahan, F198668, will present this seminar in which you will learn how to crochet using plastic bags. Note: You must already know how to crochet to learn this technique with bags. Shirley will teach you how to choose the correct bags and how to fold and cut them into strips. You will receive Shirley’s original tote bag pattern. To learn and get the feel of crocheting with plastic bags, a small doily will be completed in this seminar. Please bring a size G, H, or I crochet hook and scissors to class. Plastic bags will be provided. The cost is $10. Sign up at the craft table in the Information Center located in North Sister beginning on Wednesday, August 11, at 7:00 a.m. Space is limited. This seminar will be repeated on Friday from 11:30 a.m. to 1:00 p.m., in Seminar 12.

3:15 p.m. to 5:00 p.m.
EMBOSSED COPPER, SEMINAR 9

In this seminar, participants will learn how to emboss copper and paint a box using copper-embossed leaves. Patsy Moreland, F232479, will present this seminar. Instructions will be given to emboss other surfaces, such as a backsplash and ceiling treatments. A kit will be provided that includes a box, copper, tools, ribbon, paint, stones, glue, and toothpicks. Please bring old scissors to cut thin copper and a ½-inch paint brush. The cost is $20. Sign up at the craft table at the Information Center in North Sister beginning on Wednesday, August 11, 7:00 a.m. Space is limited. This seminar will be repeated on Saturday, August 14, from 8:00 a.m. to 9:45 a.m., in Seminar 9.

3:15 p.m. to 5:00 p.m.
CLUSTER GRAPE PEARL EARRINGS, SEMINAR 10

In this seminar you will make a pair of earrings using a stick pearl, wire, and Chez glass leaves surrounded by colorful magatama beads. This pair of earrings made with sterling-silver ear wires is a whimsical design. This seminar is presented by Katie Taddeo, F326891, from Katie’s Jewelry Design. The cost is $15. Please bring reading glasses, if needed. Sign up at the craft table in the Information Center located in North Sister beginning on Wednesday, August 11, at 7:00 a.m. Space is limited. This seminar will be repeated on Saturday from 8:00 a.m. to 9:45 a.m., in Seminar 10.

3:15 p.m. to 5:00 p.m.
WINE GLASS CHARMS, SEMINAR 12

Never lose your wine glass again. You will be able to identify your personal wine glass instantly by the color of the charm on your wine glass stem. These small “charmers” are perfect for personal use and as special gifts. Various bead colors will be provided for the individual charms. The kits will include everything you need to make six wine glass charms plus one wine bottleneck charm. Please bring a small terry cloth hand towel on which to place (and to work with) your bead kits. Presented by June Craig, F166339. The cost is $12. Sign up at the Information Center located in North Sister beginning on Wednesday, August 11, at 7:00 a.m. Space is limited.

3:15 p.m. to 5:15 p.m.
FIRE & LIFE SAFETY IN YOUR RV, SEMINAR 7

In this seminar you will learn the causes of most RV fires and how to prevent them. You will learn how to check, test, and use your dry-powder fire extinguisher. You also will be introduced to other types of fire extinguishers, including new clean-air, non-toxic, biodegradable fire-fighting materials, which work particularly well in RV applications. In the live fire portion of the seminar, attendees will have the opportunity to fight a fire with various types of fire extinguishers. Topics also include weight safety; types of gauges needed; smoke/LPG/CO detectors; tire safety; engine and transmission overheating; brakes; escape hatch use; and many other issues relating to RV Fire & Life Safety. This is a hands on seminar.

Thirty-year fire-fighting veteran Mac McCoy, F175998, of McCoy Enterprises, LLC, C7648, instructs this entertaining course, which teaches skills for fire-safe travel. This seminar will be repeated Thursday from 3:00 p.m. to 5:00 p.m. and Saturday from 11:30 a.m. to 1:30 p.m., in Seminar 7.

4:00 p.m.
LINDY GRAVELLE PERFORMS AT THE DAYTIME ENTERTAINMENT STAGE

4:00 p.m. to 5:00 p.m.
ROMAN CATHOLIC MASS, SEMINAR 2

Roman Catholic Mass will be hosted by the Roamin’ Catholic Northwest chapter. Mass will be celebrated by Fr. Ralph Carney, F309996, in Seminar 2, at 4:00 p.m. on Wednesday and in Seminar 3 at 4:30 p.m. on Saturday.

5:00 p.m. to 8:30 p.m.
PARADE OF LIGHTS MOTORHOME PREVIEW

Enjoy visiting the motorhomes on display in the outdoor exhibit area.

7:00 p.m.
DAN LEONARDO PERFORMS AT THE DAYTIME ENTERTAINMENT STAGE

8:30 p.m. to 10:00 p.m.
KARAOKE IN THE CAFÉ & BISTRO IN THE HORSE BARN

THURSDAY, AUGUST 12, 2010

7:00 a.m. to 7:45 a.m.
EARLY MORNING WORKOUT FOR ALL, SEMINAR 5

“Early Morning Workout For All,” which will incorporate exercise demonstrations from the TravelFit Rehab Series seminars — Shoulder, Knee, and Back Health — will be presented by Wayne and Dahelia Hunt, F235156. These health, exercise, and resistance-training specialists have been full-time RVers since 1995, and are health-wellness-fitness-performance educators and national presenters with more than 25 years of experience in their field. TravelFit and Professional Fitness Instructor Training are in association with the American College of Integrative Medicine. Wayne and Dahelia are directors of the Health Fitness Performance Institute in Houston, Texas. Exercise is medicine. Make sure to join the Hunts during the “Early Morning Workouts,” held Thursday, Friday, and Saturday, from 7:00 a.m. to 7:45 a.m. in Seminar 5.

7:00 a.m. to 8:00 a.m.
MORNING DEVOTIONS, SEMINAR 3

Led by volunteers from the Oregon-Washington Coaches For Christ chapter. Morning Devotions also will be held on Friday and Saturday at 7:00 a.m., in Seminar 3.

7:00 a.m. to 9:00 a.m.
COFFEE AND DOUGHNUTS AT THE COFFEE HOUR AREA, COMPLIMENTS OF ROADMASTER, INC., C2952, AN FMCA FIVE STAR SPONSOR, AND FMCA

See program map for location.

7:00 a.m. to 9:00 a.m.
FRUSTRATED MAESTROS PERFORM AT THE DAYTIME ENTERTAINMENT STAGE

7:00 a.m. to 5:00 p.m.
FMCA INFORMATION CENTER OPEN IN NORTH SISTER

Check the “Grounds Services” section of program for description and “Map Section” of program for location. The Information Center will be open 24 hours a day for emergencies.

7:00 a.m. to 5:00 p.m.
COACH OF THE DAY

Come join in the excitement! Be the first to see new coach models, unique floor plans, special designs, and state-of-the-art equipment at the Coach of the Day area located near the Daytime Entertainment Stage. This area will change daily on Thursday, Friday, and Saturday, from 7:00 a.m. to 5:00 p.m. While getting your coffee and doughnuts each morning, be sure to visit this area to see what is new and different.

8:00 a.m. to 9:15 a.m.
GPS & NAVIGATION WITH MICROSOFT STREETS & TRIPS, SEMINAR 1

How to plan your trips and follow your plan. Using Microsoft Streets and Trips 2010, learn how to plan a multi-stop trip. Understand the different devices available – dashboard, hand-held, and USB devices – for your computer. Even GPS-enabled cell phones such as the Droid. Jim and Chris Guld of GeeksOnTour.com, C11107, will provide step by step instructions on how to use GPS navigation and trip planning.

8:00 a.m. to 9:15 a.m.
RVING ALASKA – HOW TO MAKE THIS GREAT TRIP! SEMINAR 4

RVing to Alaska is different than any other trip. Ron Jones of RV Stuff, C10110, provides “how to” information about planning and actually making this trip. Unless you have taken an RV there, this information will be new and different – mostly in a positive way. Ron will focus on how to make the trip to Alaska by RV with just a smidgen of travel guide tossed in. Learn about differences, traditions, laws, and uniqueness in RVing in the “Lower 48” and northern Canada/Alaska including driving over frost heaves, road conditions, routes, emergency road service, where to go, campgrounds, loonies and toonies, boondocking sites, wildlife, credit cards, historic mile markers, and moose droppings. Join Ron for a great presentation with time for questions.

8:00 a.m. to 9:15 a.m.
HOW SHOCKS WORK AND WHY THEY ARE IMPORTANT, SEMINAR 5

Shock absorbers control all suspension motions including “porposing,” side-to-side motions, cross-wind motions, and tire bouncing that occurs when a motorhome hits a pothole. Vehicle stability is absolutely dependent on the shock absorbers having enough control to stabilize a motorhome that is 12 feet high. In addition, accident avoidance is dependent on the shock absorbers having enough suspension control to avoid conditions such as fast lane changes, tire blow-outs, etc. Shock absorbers use different technologies and some products have different life cycles depending on coach mileage. Presented by Lonnie Woods, CEO of RoadKing Shocks, LLC, C11413.

8:00 a.m. to 9:15 a.m.
CUMMINS ENGINE, SEMINAR 6

Mark Conover and a panel of technical and customer support experts from Cummins Onan, Inc., C4251, will address the most frequently asked questions about Cummins diesel-powered motorhomes. A question-and-answer session will follow the presentation.

8:00 a.m. to 9:15 a.m.
CATERPILLAR ENGINE, SEMINAR 7

This seminar will be presented by Brett Wolfe, F252125, a representative of the Cat RV Club Chapter of FMCA. Brett also is a member of FMCA’s Technical Advisory Committee and Technical Forums Moderator for FMCA.com. He will discuss the maintenance of all Caterpillar RV engines and Cat RV Center after-sales support.

8:00 a.m. to 10:00 a.m.
BICYCLING 101, SEMINAR 8

The bicycling seminar will be presented by two cycling instructors from the League Of American Bicyclist (LAB). Presenter Sami Fournier is the past Education Director for LAB, and currently teaches cycling at the local schools in Redmond and Bend. Presenter Bob Beers, F341770, is a long-time LAB cycling instructor and a Boy Scout cycling merit badge counselor. Both have international cycling experience on mountain and road bikes.

The seminar will cover an introduction to bicycling, types of bicycles and their applications, how to determine the right size bike, the ABC checks to perform prior to riding a bike, riding safety on the road and trail, clothes, gloves, helmets, etc. A brochure on bicycle road rules will be provided, as well as league handout material. Sign-up is not required to attend this seminar.

Immediately following the seminar, an introductory skills course will be set up where you will learn some basic bicycling skills including quick stopping, straight-in line riding, scanning to the rear, proper helmet fit, etc. Your bicycle and helmet are required for the skills course. Instruction and use of the skills course is limited to the first 100 people to sign up. Local bike shops will provide bike ABC checks and minor adjustments. Sign-up for the bicycle skills course will be at the FMCA Information Center located in North Sister beginning Wednesday, August 11, at 7:00 a.m.

8:30 a.m. to 12:00 p.m.
SUPPLIER, COMPONENT, AND OUTDOOR SUPPLIER PREVIEW

Enjoy visiting the supplier, component, and outdoor supplier exhibits on display during this exclusive preview. Coach exhibits will open from 12:00 p.m. to 5:00 p.m.

8:30 a.m. to 5:00 p.m.
FMCA SERVICE CENTER OPEN IN THE GALLERY AT HOOKER CREEK EVENT CENTER

9:45 a.m.
BEAN BAG BASEBALL AT THE ACTIVITIES AREA AT THE HORSE BARN

9:45 a.m. to 11:00 a.m.
FMCA & MEMBER BENEFITS, SEMINAR 2

Membership in FMCA brings with it a variety of benefits designed to enhance the motorhoming lifestyle. Join Judy Czarsty, FMCA national senior vice president, for a briefing regarding the many benefits available to you as an FMCA member. Learn more about your association and become familiar with the benefits afforded to you by FMCA membership.

9:45 a.m. to 11:00 a.m.
5 INSIDER TIPS ON SAVING MONEY ON YOUR RV INSURANCE, SEMINAR 3

Learn simple ways to save money on your RV insurance while protecting your RV investment and your unique lifestyle. Presented by Jack Ingle of Explorer RV Insurance, C8728. Jack will supply you with useful handouts to help ensure you are getting the most for your money.

9:45 a.m. to 11:00 a.m.
OCTANE FOR THE BRAIN, SEMINAR 4

Concerned about an increase in pings, rattles, and knocks under your hood? Does your hot-rod mental engine seem to be operating like a rusty jalopy? Revolutionary new research reveals that your future does not depend solely on a lucky draw in the gene pool or a good roll of the cosmic dice. You have more control over how your brain ages than you may think. Memory loss and cognitive problems are not an inevitable part of aging. Despite the high mileage on life’s odometer, there are plenty of things you can do to keep your cognitive parts tuned and your neurons firing. In this seminar, Jeanie McKay, certified geriatric wellness specialist, cognitive therapy instructor, and author of Octane for the Brain, will explain effective strategies you can use to supercharge your aging brain and lower your neurological disease risk factors. Make time to attend this beneficial presentation as well as the companion seminar, “Maintain Your Memory,” on Thursday, from 1:15 p.m. to 2:30 p.m., in Seminar 4.

9:45 a.m. to 11:00 a.m.
WRINKLE-FREE RV LAUNDRY, SEMINAR 5

An RV combination washer/dryer does not work like the machine in your home or the Laundromat. The problem: wrinkles, lots of wrinkles! Can you wash and dry wrinkle-free in a combination unit? Learn to wash four king-size sheets or six pairs of jeans in one load – wrinkle free. Join Sandy Jones of RV Stuff, C10110, for a great presentation with time for questions.

9:45 a.m. to 11:00 a.m.
BASICS OF REFRIGERATION, SEMINAR 6

The importance of the RV refrigerator cannot be overstated. Unfortunately, it is often the most misunderstood appliance in a motorhome. Brent Grieves of Thetford/Norcold, C109, will present a seminar on the operation and maintenance of the RV refrigerator. After the presentation, questions will be encouraged.

9:45 a.m. to 11:45 a.m.
MICROWAVE-CONVECTION COOKING – BEGINNER ABCs FOR SHARP OVEN OWNERS, SEMINAR 1

Learn the basics of setting and operating your Sharp microwave-convection oven from cooking expert and microwave-convection cookbook author Janet Sadlack of Microwave Connection, C9626. She provides step-by-step instructions to get you started. This is a beginner’s class on oven operation. For cooking ideas, come to Janet’s “Microwave-Convection Cooking-On-The-Go” seminar Thursday from 3:00 p.m. to 5:00 p.m., in Seminar 1, and her “Microwave Cooking For One Or Two” seminar Friday from 9:45 a.m. to 11:45 a.m., in Seminar 1.

9:45 a.m. to 12:45 p.m.
RV DRIVING SAFETY PROGRAM, SESSION 1, SEMINAR 7

The RV Driving Safety Program is co-sponsored by the Recreation Vehicle Safety & Education Foundation (RVSEF), C5999, an FMCA Three Star sponsor, and FMCA. The program will provide you with helpful driving information and tips from seasoned operators, and is intended to help make your driving experience a safe one. With proper attention to the differences in vehicle size, height, and weight, you will find it easy to hit the road in your motorhome.

The major objectives of this program are to increase driver awareness; identify drivers’ abilities; understand and identify your vehicle(s); determine conditions that affect driving; and make participants safer drivers. Everyone who completes this course will receive a certificate that may entitle them to a discount on their insurance premiums. The terms and amount of discounts will vary by state and company, so check with your insurance agent regarding your own RV coverage.

The program will accommodate approximately 150 participants. The six-hour program is divided into two sessions of three hours each. The cost is $20 per person payable at the RVSEF RV Driving Safety Program registration booth in the Information Center located in North Sister. Registration begins Wednesday, August 11, at 7:00 a.m. in the Information Center located in North Sister, and will continue until the program is full. The program schedule follows:

Session 1
Thursday, 9:45 a.m. – 12:45 p.m., Seminar 7

Session 2
Friday, 8:00 a.m. – 11:00 a.m., Seminar 7

10:30 a.m. to 2:30 p.m.
BOOK SIGNING & ILLUSTRATION SHOW, INFORMATION CENTER

Explore the wonder of children’s books through a visit and book signing with Mary Jean Kelso, author, and K.C. Snider, illustrator, during FMCA’s 84th International Convention.

Mary Jean Kelso is an author of children’s books as well as several young adult and adult novels. Her children’s books are Academic Wings editions from Guardian Angel Publishing, Inc. They provide teachers and homeschoolers with additional learning tools as well as entertaining reading for children. Mary Jean has been an avid RVer for most of her life. Her recently published children’s book, RV Mouse, is the story of a wayward mouse that has misadventures in a motorhome and causes chaos in the campground.

K.C. Snider is a prominent Oregon artist who has branched out into a variety of styles and subjects. She lives in the high desert area with majestic views of the Cascade Mountains as her inspiration. Her collection of oil paintings, lithographs, and pencil drawings include the All-American Cowboy and Cowgirl and their historical lifestyles with magnificent wolves, buffalo herds, eagles, and birds of prey. K.C. has won numerous awards and she also illustrates children’s books, including RV Mouse. She will be present during the book signing along with some examples of her wonderful artwork.

Don’t miss the opportunity to visit with these talented individuals at the Information Center located in North Sister on Thursday from 10:30 a.m. to 2:30 p.m. Also, join Mary Jean and K.C. for an “Introduction to Writing & Illustrating Children’s Books” seminar on Thursday from 3:00 p.m. to 4:15 p.m. in Seminar 3. Those who are interested in writing, or who aspire to be authors or illustrators, will have a chance to pick up tips on breaking into publication as well as ask specific questions during a question-and-answer period.

11:00 a.m.
ALLAN BYER PERFORMS AT THE DAYTIME ENTERTAINMENT STAGE

11:30 a.m. to 12:45 p.m.
MEDEX – THE TRAVEL PROGRAM THAT PROVIDES TRAVEL ASSISTANCE, EMERGENCY EVACUATION, AND REPATRIATION, SEMINAR 2

This seminar is presented by Jackie Connor of MEDEX, C10282, for FMCA’s MEDEX Plus Program, a free benefit that is automatically provided to every active family, associate, and life member of FMCA. MEDEX Plus is the travel program that provides emergency evacuation, repatriation, and travel assistance 24 hours a day, 365 days a year, while traveling in the United States, Canada, or Mexico. Travel can be for business or pleasure at a distance of 100 or more miles from your primary residence. MEDEX must approve and coordinate all services. MEDEX shall not be responsible for the costs of travel arrangements coordinated without the intervention of MEDEX. Everyone in attendance will receive a MEDEX ID card and brochure.

11:30 a.m. to 12:45 p.m.
A GREAT INFORMATION RESOURCE: FMCA FORUMS ON FMCA.COM, SEMINAR 3

The FMCA.com Forum is not even 2 years old and it already has approximately 15,000 registered members (no cost). They’re using the forum to find and share information about every motorhoming topic imaginable, from technical to destinations. This seminar is your chance to meet other forum members, ask questions, and get useful tips. Everyone is encouraged to attend, including forum newbies and experienced forum users.

11:30 a.m. to 12:45 p.m.
SOUTHERN AFRICA WILDLIFE SAFARI BY RV, SEMINAR 4

Fantasy RV Tours, C5644, will present this RV safari big-screen travelogue that will open your senses and your imagination to plants, animals, sights, and sounds unknown anywhere else in the world. See elephants, lions, tigers, giraffes, hippos, rhinos, and other big game at Kruger National Park and Game Preserves. A lucky FMCA seminar attendee will win a National Lifetime Camping Membership to Western Horizon Resorts, a $6,995 value! The drawing will take place at the end of the seminar. Must be present to win.

11:30 a.m. to 12:45 p.m.
KNEE-HIP-ANKLE HEALTH, SEMINAR 5

Did you once walk a lot, but now your knees, hips, and/or ankles hurt too badly to continue? Proven and simple rehabilitative exercises and techniques will be demonstrated during the seminar. You will be able to participate by doing some exercises from your chair! Knee Health will show you how to strengthen weak muscles and stretch tight muscles in those aching knees. Apply and practice exercises specific to knee-hip-ankle health by attending the “Early Morning Workout For All” on Thursday, Friday, and Saturday from 7:00 a.m. to 7:45 a.m. in Seminar 5. Presented by Wayne & Dahelia Hunt, F235156.

11:30 a.m. to 12:45 p.m.
TEN MAINTENANCE TIPS EVERY RVER SHOULD KNOW, SEMINAR 6

There are two types of maintenance – preventive and crisis. It is the purpose of this seminar to equip owners with the information necessary to accomplish the former and to avoid the latter. Learn how operational problems can be minimized and oftentimes eliminated entirely. Presented by Gary Bunzer, the “RV Doctor,” who will discuss the importance of preventive maintenance and cover the what, why, and when questions. Gary’s other seminars at the “Redmond Rocks!” convention will include “Photovoltaics And Recreational Vehicles” on Thursday in Seminar 6 from 1:15 p.m. to 2:30 p.m.; “Spare Parts & Key Questions” on Friday in Seminar 6 from 9:45 a.m. to 11:00 a.m.; and “Optimizing Your RV Battery System” on Friday in Seminar 6 from 11:30 a.m. to 12:45 p.m. Gary also will moderate the “Ask The Experts Roundtable” on Thursday in Seminar 6 from 3:00 p.m. to 4:15 p.m., and “Generator Maintenance Roundtable” on Friday in Seminar 6 from 8:00 a.m. to 9:15 a.m.

11:30 a.m. to 12:45 p.m.
STEERING, SUSPENSIONS, COACH RIDE, & HANDLING, SEMINAR 8

Please see description in Wednesday’s 8:15 a.m. time slot.

11:30 a.m. to 12:45 p.m.
BINGO MANIACS CHAPTER MEETING, SEMINAR 12

11:30 a.m. to 1:30 p.m.
PASTEL ART PIECE IN FRAME, SEMINAR 9

Melanie Bills from Redmond will teach you how to work on pastels on “wallis” paper. During this class, attendees will complete a 5-inch-by 5-inch pastel work of art and frame it in a 10-inch-by-10-inch matted, wood frame. All supplies included. The cost is $25. Sign up at the craft table at the Information Center in North Sister beginning Wednesday, August 11, at 7:00 a.m. Space is limited.

11:30 a.m. to 1:30 p.m.
VINES DELIGHT, SEMINAR 10

In this seminar you will make a pair of earrings to compliment your love for the fruit of the vine. Combine a mother-of-pearl shell, Chez glass leaves, and magatama beads to create a unique design. This seminar is presented by Katie Taddeo, F326891, from Katie’s Jewelry Design. The cost is $15. Please bring reading glasses, if needed. Sign up at the craft table in the Information Center located in North Sister beginning on Wednesday, August 11, at 7:00 a.m. Space is limited. This seminar will be repeated on Friday from 11:30 a.m. to 1:30 p.m. in Seminar 10.

11:30 a.m. to 1:30 p.m.
CHEERY RECIPE BOX, SEMINAR 11

In this seminar you will learn how to create a wonderful recipe box ready to fill with all your favorite family recipes to pass on to your children, grandchildren, or that special bride. All supplies included to cover the box and you also will receive multiple embellishments to customize your box. Also, 10 decorated recipe cards will be included! This box also could be used to store 4-inch-by-6-inch photos. Marcie Ronken, F351667, will present this seminar. The cost is $15. All supplies are included in this fee. Door prizes will be awarded during this class! Sign up at the craft table in the Information Center located in North Sister beginning on Wednesday, August 11, at 7:00 a.m. Space is limited.

12:00 p.m. to 5:00 p.m.
MOTORHOME, SUPPLIER, COMPONENT, AND OUTDOOR SUPPLIER EXHIBITS OPEN

1:15 p.m. to 2:30 p.m.
COACH-NET EMERGENCY ROAD SERVICE, SEMINAR 2

Convention attendees will have an opportunity to learn more about the emergency road service program created especially for FMCA. This comprehensive, 24-hour-a-day, nationwide roadside assistance program includes 40,000 contracted service providers throughout the United States and Canada. All family vehicles are included. Ed Thor of Coach-Net, C4055, will conduct the seminar. This seminar will be repeated on Saturday, August 14, from 8:00 a.m. to 9:15 a.m., in Seminar 3.

1:15 p.m. to 2:30 p.m.
DIGITAL DIESEL INSTRUMENTATION AND DIAGNOSTICS WITH SILVERLEAF, SEMINAR 3

Do you have a SilverLeaf engine monitor in your diesel coach? Are you interested in learning how to use it to get better fuel economy, avoid engine problems, and even scale the mountains faster? Martin Perlot of SilverLeaf Electronics, C7764, will discuss the most important gauges and features of this product, and how to use the information it provides while you drive. Driving strategies that maximize your fuel economy, as well as hill-climbing and heat-management techniques will be discussed.

1:15 p.m. to 2:30 p.m.
MAINTAIN YOUR MEMORY, SEMINAR 4

So you tied a string on your finger, but you can’t remember why. Oh, dear! As we all know, aging wreaks havoc on memory. In fact, annoying “senior moments” tend to drive us crazy. It is helpful, however, to understand how your memory works, and why it sometimes doesn’t. Ever wonder, for example, why you lose your car keys but remember how to drive? Jeanie McKay, certified geriatric wellness specialist, cognitive therapy instructor, and author of Octane for the Brain, has helped thousands of older adults improve their memory function. She will explain simple things you can do to prime and protect your memory. The great news is that – no matter your age – with adequate effort, you CAN improve your ability to remember. Attend this seminar as well as the “Octane for the Brain” seminar on Thursday, from 9:45 a.m. to 11:00 a.m., in Seminar 4. By attending both you will discover many ways to keep your cognitive parts and memory fit and functional.

1:15 p.m. to 2:30 p.m.
MAKING A DIFFERENCE THROUGH HABITAT FOR HUMANITY®, SEMINAR 5

Presented by Bill McLaughlin, F281417. Learn what Habitat for Humanity® is all about and how to become involved in “building houses and renewing hope” during your RV travels.

1:15 p.m. to 2:30 p.m.
PHOTOVOLTAICS AND RECREATIONAL VEHICLES, SEMINAR 6

In this seminar Gary Bunzer, the “RV Doctor,” will discuss how solar energy systems work; equipment requirements; and maintenance. Gary has written and produced a comprehensive series of presentations detailing how-to tips and maintenance advice for RV owners and he has developed professional RV technician training curriculum along with a series of training videos for the RV industry. He has been serving the RV industry since 1968 and he is a frequent contributor to Family Motor Coaching magazine and www.FMCA.com. Gary’s other seminars at the “Redmond Rocks!” convention will include “Ten Maintenance Tips Every RVer Should Know” on Thursday in Seminar 6 from 11:30 a.m. to 12:45 p.m.; “Spare Parts & Key Questions” on Friday in Seminar 6 from 9:45 a.m. to 11:00 a.m.; and “Optimizing Your RV Battery System” on Friday in Seminar 6 from 11:30 a.m. to 12:45 p.m. Gary also will moderate the “Ask The Experts Roundtable” on Thursday in Seminar 6 from 3:00 p.m. to 4:15 p.m. and “Generator Maintenance Roundtable” on Friday in Seminar 6 from 8:00 a.m. to 9:15 a.m.

1:15 p.m. to 2:30 p.m.
ALL ABOUT MADISON, WISCONSIN, 2011 CONVENTION

Attend this session to hear all about Madison, Wisconsin, FMCA’s destination for the 2011 summer convention. This seminar will be presented by Laura Senz from the Greater Madison Convention & Visitors Bureau. As one of the few cities in the world built upon an isthmus, Madison is uniquely situated between two glacial lakes and is literally surrounded by natural beauty. Five area lakes, more than 260 city parks and over 120-miles of shared-use biking and walking trails are open year-round for a wide range of outdoor activities. Madison boasts a multi-million-dollar performing arts center, excellent live music venues, resident theater groups, and literally a mile of museums. Home to the Wisconsin State Capital and world-renowned University of Wisconsin – Madison, you will find this city home to a diverse population with wide-ranging interests and perspectives. No trip would be complete without experiencing the great shops and dozens of locally owned, family-fun restaurants that line State Street – the heart of Madison. And don’t forget to partake in our area’s wonderful ice cream treats! Stop by the Information Center to register to win the Madison flavors gift basket. www.visitmadison.com.

1:15 p.m. to 2:30 p.m.
DETAILING THE OUTSIDE OF YOUR COACH, SEMINAR 8

Learn cleaning tips used by many detailers for a beautiful, clean, and shiny coach exterior. You will learn how to clean without a ladder and with little effort – no chemicals or soap used. Janet Trannum of Almost Heaven Microfiber, C8707, will cover when to wax; tricks of Mother Nature; and tips on how to remove tar, grease, and love bugs. You will be cleaning with products right out of your kitchen cupboard. Be prepared to take notes.

2:00 p.m.
LAUGHING BIRD PERFORMS AT THE DAYTIME ENTERTAINMENT STAGE

3:00 p.m. to 4:15 p.m.
FMCA SECRETARY’S AND TREASURER’S FORUM, SEMINAR 2

FMCA national secretary Joanne R. Durbin, L76454, and FMCA national treasurer Wil Young, F207019, will discuss the responsibilities of the secretaries and treasurers of chapters and area associations. The Treasurer’s Guidelines and The Guidelines for Chapter and Area Association Secretaries will be handed out. Everyone is welcome.

3:00 p.m. to 4:15 p.m.
INTRODUCTION TO WRITING AND ILLUSTRATING CHILDREN’S BOOKS, SEMINAR 3

Join Mary Jean Kelso, author, and K.C. Snider, artist, as they talk about writing and illustrating books. Mary Jean is an author of children’s books as well as several young adult and adult novels. Her articles and photographs have been published in magazines, including Family Motor Coaching, and many newspapers. She has won awards from the National Press Association and the Nevada Press Association. K.C. is a prominent award-winning Oregon artist known for her oil paintings, lithographs, and pencil drawings, in addition to her children’s book illustrations. This is a unique opportunity for you to receive an insider’s perspective on their crafts. During this seminar K.C. will demonstrate her art while she talks about illustrating and Mary Jean will discuss the writing end of things. A short video trailer will be shown for their latest venture, RV Mouse, an illustrated children’s book. Those who are interested in writing, or who aspire to be authors or illustrators, will have a chance to pick up tips on breaking into publication as well as ask specific questions during a question-and-answer period.

3:00 p.m. to 4:15 p.m.
RVING ALASKA, THE LAST GREAT FRONTIER, SEMINAR 4

This big-screen travelogue features RVing America’s Last Great Frontier. The seminar will take you through the majestic Canadian Rockies, Columbia Icefields, Top of the World Highway, and Alaska’s Kenai Peninsula. Denali National Park and Mt. McKinley are also a site to behold and a wildlife lover’s dream with bears, moose, and sheep roaming throughout the park. Salmon and halibut fishing, panning for gold, and colorful native culture waits for you. Come see Mother Nature at her best! Presented by Alaska wagonmasters from Fantasy RV Tours, C564. A lucky FMCA seminar attendee will have a chance to win a National Lifetime Camping Membership to Western Horizon Resorts valued at $6,995! The drawing will take place at the end of seminar. Must be present to win.

3:00 p.m. to 4:15 p.m.
FMCA CHAPTER: HABITAT FOR HUMANITY® CHAPTER MEETING, SEMINAR 5

3:00 p.m. to 4:15 p.m.
ASK THE EXPERTS, SEMINAR 6

One of the great advantages of membership in Family Motor Coach Association is having access to the tremendous wealth of experience and knowledge held by your fellow family and commercial members. In this forum you will have the opportunity to present your questions to a panel of motorhome “experts,” as well as share your experience with other attendees. You will receive tips, suggestions, and answers to your motorhome questions, and obtain guidance to additional resources for more complex or special issues. The panel of experts will include Gary Bunzer, the “RV Doctor”; Walter Cannon, Executive Director of the Recreation Vehicle Safety & Education Foundation (RVSEF), C5999; and Brett Wolfe, F252125, a member of FMCA’s Technical Advisory Committee and Technical Forums Moderator for FMCA.com.

3:00 p.m. to 5:00 p.m.
MICROWAVE-CONVECTION COOKING-ON-THE-GO, SEMINAR 1

Discover how easy it is to use and understand your microwave-convection oven with simple-to-make ideas for on-the-go cooking. Janet Sadlack of Microwave Connection, C9626, is a frequent presenter at motorhome rallies. She will share favorite recipes and experiences from the past as well as include many helpful tips while explaining the convection, combination, and preset features of the oven. Ms. Sadlack is author of the cookbooks Easy Microwave-Convection Cooking and Microwave-Convection Cooking On-the-Go. For other cooking ideas, come to Janet’s “Microwave-Convection Cooking – Beginner ABCs For Sharp Oven Owners” seminar Thursday from 9:45 a.m. to 11:45 a.m., in Seminar 1, and her “Microwave Cooking For One Or Two” seminar Friday from 9:45 a.m. to 11:45 a.m., in Seminar 1.

3:00 p.m. to 5:00 p.m.
FIRE & LIFE SAFETY IN YOUR RV, SEMINAR 7

Please see description in Wednesday’s 3:15 p.m. to 5:15 p.m. time slot.

3:00 p.m. to 5:00 p.m.
PACKING TAPE PLAYING CARD PURSE, SEMINAR 9

Melanie Bills from Redmond will teach you how to make this “green” project. In this class, attendees will complete a purse made from old playing cards. Other options available instead of playing cards for this project are postcards, greeting cards, photos, baseball cards, card stock, scrap fabric . . . the ideas are endless! Instructions are included for this project and patterns for other designs are also included. The cost is $10. Sign up at the craft table at the Information Center in North Sister beginning Wednesday, August 11, at 7:00 a.m. Space is limited.

3:00 p.m. to 5:00 p.m.
FRUIT OF THE VINE, SEMINAR 10

In this seminar you will make a delightful, 3-inch-by-3-inch pin from wire, Chez glass leaves, and magatama beads on a base of copper wire. This seminar is presented by Katie Taddeo, F326891, from Katie’s Jewelry Design. The cost is $20. Please bring reading glasses, if needed. Sign up at the craft table in the Information Center located in North Sister beginning on Wednesday, August 11, at 7:00 a.m. Space is limited. This seminar will be repeated on Friday from 1:30 p.m. to 3:30 p.m. in Seminar 10.

3:00 p.m. to 5:00 p.m.
FRIENDSHIP BINDER, SEMINAR 11

Do you have trouble keeping track of all the new friends you meet during your travels? In this class you will create a cute binder to hold 4-inch-by-6-inch photos of your new friends and their contact information. Now you can put faces to those names! This binder also would make a great brag book or recipe keeper! Marcie Ronken, F351667, will present this seminar. The cost is $15. All supplies are included. Sign up at the craft table in the Information Center located in North Sister beginning on Wednesday, August 11, at 7:00 a.m. Space is limited.

3:00 p.m. to 5:00 p.m.
T-SHIRT WEAVING, SEMINAR 12

Do you have a T-shirt that is too long? Would you like to personalize one of your shirts? Shorten that T-shirt and/or add a personal touch. This class will show you how. All you need to create your customized T-shirt are: A T-shirt, sharp scissors, and a pen or pencil. The cost is $5. Sign up at the Information Center located in North Sister beginning on Wednesday, August 11, at 7:00 a.m. Space is limited.

4:30 p.m. to 5:30 p.m.
BOUNDER-ROOS CHAPTER FORMATION MEETING, SEMINAR 4

4:30 p.m. to 5:30 p.m.
FRIENDS OF BILL W. CHAPTER MEETING, SEMINAR 5

4:30 p.m. to 6:30 p.m.
KNOW YOUR LAPTOP COMPUTER, SEMINAR 2

You probably never had “Computers 101” in high school, did you? Even people who have been using a computer for years have some holes in their basic knowledge. Using your own PC laptop, Jim and Chris Guld of GeeksOnTour.com, C11107, will take you on a walk-through. You will document your computer’s specifications, learn one way to back up files, check your computer’s security settings, and use Wi-Fi Internet browsing. Demonstrations will use Windows 7. Vista and XP also will be addressed. Sorry, no Macs. Class includes a workbook and DVD with tutorial videos (a $20 value). Bring your laptop and its power cables. This seminar will be presented in two, two-hour sessions and the fee for all four hours of personalized instruction is $60 per computer. Class size is limited and you must register and pay at the Geeks-On-Tour table that can be found at the Information Center located in North Sister beginning at 7:00 a.m. on Wednesday, August 11. Registrations will be taken until the class is full. Please note: Once the class is full, no further sign-ups will be permitted and walk-ins cannot be admitted due to the individualized nature of the instruction. The course schedule follows:

Session 1
Thursday, 4:30 p.m. – 6:30 p.m., Seminar 2

Session 2
Friday, 4:30 p.m. – 6:30 p.m., Seminar 2

4:45 p.m. to 6:00 p.m.
M.I.M.E. CHAPTER MEETING, SEMINAR 3

5:30 p.m. to 6:30 p.m.
CAT RV CLUB CHAPTER MEETING, SEMINAR 6

5:30 p.m. to 6:45 p.m.
WORKHORSE CUSTOM CHASSIS OWNERS’ GATHERING, SEMINAR 7

8:00 p.m.
TEXAS TENORS PERFORM AT JUNIPER ARENA

FRIDAY, AUGUST 13, 2010

FREE HUGS DAY

Attendees are encouraged to display their own “Free Hugs” sign and watch the fun spirit of FMCA come alive. The FMCA “Surprise Patrol” will be looking for huggers and may be rewarding them with Bonus Bucks that may be redeemed at participating supplier exhibit booths and concessions displaying the Bonus Bucks sign.

7:00 a.m. to 7:45 a.m.
EARLY MORNING WORKOUT FOR ALL, SEMINAR 5

Please see description in Thursday’s 7:00 a.m. to 7:45 a.m. time slot. This seminar will be repeated on Saturday, from 7:00 a.m. to 7:45 a.m. in Seminar 5.

7:00 a.m. to 8:00 a.m.
MORNING DEVOTIONS, SEMINAR 3

Led by volunteers from the Oregon-Washington Coaches For Christ chapter. Morning Devotions also will be held on Saturday at 7:00 a.m., in Seminar 3.

7:00 a.m. to 9:00 a.m.
COFFEE AND DOUGHNUTS AT THE COFFEE HOUR AREA, COMPLIMENTS OF ROADMASTER, INC., C2952, AN FMCA FIVE STAR SPONSOR, AND FMCA

See program map for location.

7:00 a.m. to 9:00 a.m.
FRUSTRATED MAESTROS PERFORM AT THE DAYTIME ENTERTAINMENT STAGE

7:00 a.m. to 5:00 p.m.
FMCA INFORMATION CENTER OPEN IN NORTH SISTER

Check the “Grounds Services” section of program for description and “Map Section” of program for location. The Information Center will be open 24 hours a day for emergencies.

7:00 a.m. to 5:00 p.m.
COACH OF THE DAY

8:00 a.m. to 9:15 a.m.
BLOGGER: EVERY RVER NEEDS A BLOG, SEMINAR 1

Using the free blogger Web site provided by Google.com, learn how you can set up your very own travelogue on the Web. Write your stories and post your photos where all your family and friends can see. It’s easier than you think. Check out www.GeeksOnTour.com and click on “Geek’s Personal Blog” link to see what we’re talking about. This seminar will be presented by Chris Guld of GeeksOnTour.com, C11107.
8:00 a.m. to 9:15 a.m.
WATER PRESSURE IN THE RV, SEMINAR 2

How to achieve clean, safe water no matter where you go, and the difference between filtering and purifying is covered in this seminar. Dealing with bacteria and minerals while RVing is discussed, and even how hoses and regulators can affect the RV water system is mentioned. Presented by Richard Dahl of RV Water Filter Store, C6843. Richard has more than 18 years of experience as a full-timer helping RVers to deal with this issue. Don’t miss this one!
8:00 a.m. to 9:15 a.m.
GEOCACHING 101 – INTRODUCTION TO GEOCACHING, SEMINAR 3

A short course on getting started in the popular, RV-friendly sport of high-tech “treasure hunting.” Geocaching involves using your handheld GPS receiver to search for hidden “caches” of goodies, the coordinates and descriptions of which have been posted on the Internet. Wilt & Barbara Greenwood, F200764, with the help of other members of the Eastern Area Geoc0achers chapter, will define geocaching and cover a little of its history. They will show you how to access the Web site; manually enter information on individual geocaches into your GPS; and discuss some tips and tricks for effective searching. Bring your GPS to the class — we’ve hidden a few sample caches on the convention grounds for you to find, either with help right after the class or at your leisure during the convention. “Geocaching 201 – Advanced Geocaching” will be held on Friday from 9:45 a.m. to 11:00 a.m., in Seminar 3.
8:00 a.m. to 9:15 a.m.
FREIGHTLINER CUSTOM CHASSIS PREVENTIVE MAINTENANCE, SEMINAR 4

A representative from Freightliner Custom Chassis Corporation, C1905, will discuss preventive maintenance and operating tips for the Freightliner motorhome chassis.
8:00 a.m. to 9:15 a.m.
PIPE DREAMERS CHAPTER MEETING, SEMINAR 5
8:00 a.m. to 9:15 a.m.
GENERATOR MAINTENANCE ROUNDTABLE, SEMINAR 6

Generators are often forgotten until you need their power. How do they work? What should you do to make sure your generator is available when needed? How many watts do you need? What can you do if your generator does not start? The goal of this seminar is to answer these and other questions, providing FMCA members with the information necessary to guarantee peace of mind when using a generator. Moderated by Gary Bunzer, the “RV Doctor.” Time will be allowed for questions and answers.
8:00 a.m. to 9:15 a.m.
SPARTAN CHASSIS MAINTENANCE, SEMINAR 8

This seminar is presented by Paul Krug of Spartan Motors, C3322. Various braking, suspension, and driveline systems will be covered, including proper maintenance and service of these systems. Ample time will be allowed for general and specific questions.
8:30 a.m. to 5:00 p.m.
FMCA SERVICE CENTER OPEN IN THE GALLERY AT HOOKER CREEK EVENT CENTER
8:30 a.m. to 5:00 p.m.
MOTORHOME, SUPPLIER, COMPONENT, AND OUTDOOR SUPPLIER EXHIBITS OPEN
9:45 a.m. to 11:00 a.m.
GEOCACHING 201 – ADVANCED GEOCACHING, SEMINAR 3

Following up on “Geocaching 101 – Introduction to Geocaching,” held on Friday from 8:00 a.m. to 9:15 a.m., in Seminar 3, this seminar is designed for those who have already tried the sport of geocaching and would like more information on how to maximize their caching experience. Using examples featuring local “live” caches, the discussion will cover topics such as how to download multiple caches from the Web site directly into your GPS; how to display a group of caches in your favorite mapping program; and how to use one of the readily available freeware cache-organization programs to keep track of your searches. The seminar will conclude with a question-and-answer roundtable where Eastern Area Geoc0achers will attempt to answer your individual questions and provide attendees the opportunity to share their interesting geocaching experiences.
9:45 a.m. to 11:00 a.m.
INTRODUCTION TO RV SATELLITE AND WHAT IS AVAILABLE, SEMINAR 4

This roundtable discussion will cover today’s satellite systems and related hardware and software. Panel members will include representatives from satellite companies exhibiting at the convention. Royal Lamb of MotoSAT, C5004, will moderate this seminar. Time will be allotted for questions from the audience.
9:45 a.m. to 11:00 a.m.
JOINT HEALTH AND LIVING WITH ARTHRITIS, SEMINAR 5

Dahelia and Wayne Hunt, F235156, will discuss two approaches to learn how to effectively live with arthritis. Apply and practice exercises specific to joint health by attending the “Early Morning Workout For All” on Thursday, Friday, and Saturday from 7:00 a.m. to 7:45 a.m. in Seminar 5.
9:45 a.m. to 11:00 a.m.
SPARE PARTS & KEY QUESTIONS, SEMINAR 6

Learn how to keep your motorhome on the road by eliminating unnecessary downtime due to failure of common or inexpensive components or a lack of inventory, equipment, or expertise at unfamiliar repair facilities. Presented by Gary Bunzer, the “RV Doctor.” Gary will discuss the parts you should carry for each of the major motorhome systems and why. He also will cover the questions you should ask prior to authorizing repair work. Gary’s other seminars at the “Redmond Rocks!” convention will include “Ten Maintenance Tips Every RVer Should Know” on Thursday in Seminar 6 from 11:30 a.m. to 12:45 p.m.; “Photovoltaics And Recreational Vehicles” on Thursday in Seminar 6 from 1:15 p.m. to 2:30 p.m.; and “Optimizing Your RV Battery System” on Friday in Seminar 6 from 11:30 a.m. to 12:45 p.m. Gary also will moderate the “Ask The Experts Roundtable” on Thursday in Seminar 6 from 3:00 p.m. to 4:15 p.m. and “Generator Maintenance Roundtable” on Friday in Seminar 6 from 8:00 a.m. to 9:15 a.m.
9:45 a.m. to 11:00 a.m.
TIRE SAFETY & TIRE PRESSURE MONITORING SYSTEMS, SEMINAR 8

Do you know what most experts consider to be the most important safety system on your RV? Your tires! Daryl Lawrence, F322262, of Lawrence RV Accessories, Inc., C10135, will explain how you can monitor the tires on your motorhome and towed vehicle continually. Learn some interesting facts about Tire Pressure Monitoring Systems (TPMS), and how an effective system can provide safety, extended tire wear, and reduced fuel and maintenance costs. Discussion items will include various features of each system, including high and low pressure alerts, temperature alerts, system specifications, and installation. A brief overview of the federal TREAD act also will be presented. Time will be allotted for questions and answers to help you determine which system may be right for you.
9:45 a.m. to 11:00 a.m.
WILLIE & COMPANY FAN CLUB CHAPTER MEETING, SEMINAR 10
9:45 a.m. to 11:00 a.m.
ROAMIN’ NOBLES CHAPTER MEETING, SEMINAR 12
9:45 a.m. to 11:45 a.m.
MICROWAVE-CONVECTION COOKING FOR ONE OR TWO, SEMINAR 1

Looking for easy mealtime solutions for two? Janet Sadlack will share her expertise about the microwave and microwave-convection ovens as she shows time-saving ideas for on-the-road cooking just for two. Small-sized recipes, cooking once for several meals, and recipes with a healthy twist will be included. Receive microwave and microwave-convection recipes in the handout. Ms. Sadlack is author of the cookbooks Easy Microwave-Convection Cooking and Microwave-Convection Cooking On-the-Go. For other cooking ideas, come to Janet’s “Microwave-Convection Cooking-On-The-Go” seminar on Thursday from 3:00 p.m. to 5:00 p.m., in Seminar 1, and her “Microwave Cooking For One Or Two” seminar Friday from 9:45 a.m. to 11:45 a.m., in Seminar 1.
9:45 a.m. to 11:45 a.m.
PATCHWORK, SEMINAR 9

In this class you’ll add a patchwork border to fabric and when finished it’ll be ready to frame or incorporate into a pillow, quilt, or tote at home. Presented by Patsy Moreland, F232479. A kit will be provided that includes fabric, paint, needle, thread, companion fabric, pins, and mat. Please bring fabric-cutting scissors. The cost is $20. Sign up at the craft table at the Information Center in North Sister beginning on Wednesday, August 11, 7:00 a.m. Space is limited.
11:00 a.m.
MR. MAGIC PERFORMS AT THE DAYTIME ENTERTAINMENT STAGE
11:30 a.m. to 12:45 p.m.
NEW ZEALAND, AUSTRALIA, AND THE OUTBACK BY RV, SEMINAR 3

Many folks who go on their own “Down Under” journey spend a great deal of time looking for secure places to stay and eat while missing many of the neat places. Fantasy RV Tours, C5644, will get you to all the main attractions plus some of the “off-the-beaten-track” ones that many miss, and all in the comfort of an RV! Traveling with a caravan company in Australia and New Zealand eliminates the confusion and concern that international travel presents for many these days. You won’t want to miss this outstanding big-screen travelogue to see Kiwi Land, the Land Down Under, and The Outback! A lucky FMCA seminar attendee will win a $1,000 travel certificate. Must be present to win.
11:30 a.m. to 12:45 p.m.
SATELLITE TV TECHNICAL TALK, SEMINAR 4

This seminar, designed for owners of satellite systems, will include discussions on how to maximize the use of your systems. The panel will be composed of representatives from companies exhibiting at the convention and moderated by Royal Lamb of MotoSAT, C5004. Time will be allotted for questions from the audience.
11:30 a.m. to 12:45 p.m.
STRENGTH TRAINING PROGRAM FOR WOMEN, SEMINAR 5

This seminar will provide essential information for women – and men, too – regarding the importance of resistance training in an exercise program to help build strength, increase energy, and improve overall health. Attendees will discover why strength training should be a part of any fitness program and how to incorporate the exercises into their own routine. No, you won’t get bulky doing these exercises, but you will keep your body strong and healthy. Presented by Wayne & Dahelia Hunt, F235156. Make sure to join the Hunts during the “Early Morning Workouts,” held Thursday, Friday, and Saturday from 7:00 a.m. to 7:45 a.m. in Seminar 5, where the essential need to do strengthening exercises will be demonstrated. Everyone is welcome!
11:30 a.m. to 12:45 p.m.
OPTIMIZING YOUR RV BATTERY SYSTEM, SEMINAR 6

In this seminar Gary Bunzer, the “RV Doctor,” will discuss how to determine the capacity of your battery system and its minimum requirements; how to monitor current use; optimum charging techniques; and maintenance procedures. Gary has written and produced a comprehensive series of presentations detailing how-to tips and maintenance advice for RV owners and he has developed professional RV technician training curriculum along with a series of training videos for the RV industry. He has been serving the RV industry since 1968 and he is a frequent contributor to Family Motor Coaching magazine and www.FMCA.com. Gary’s other seminars at the “Redmond Rocks!” convention will include “Ten Maintenance Tips Every RVer Should Know” on Thursday in Seminar 6 from 11:30 a.m. to 12:45 p.m.; “Photovoltaics And Recreational Vehicles” on Thursday in Seminar 6 from 1:15 p.m. to 2:30 p.m.; and “Spare Parts & Key Questions” on Friday in Seminar 6 from 9:45 a.m. to 11:00 a.m. Gary also will moderate the “Ask The Experts Roundtable” on Thursday in Seminar 6 from 3:00 p.m. to 4:15 p.m. and “Generator Maintenance Roundtable” on Friday in Seminar 6 from 8:00 a.m. to 9:15 a.m.
11:30 a.m. to 12:45 p.m.
INCREASING FUEL ECONOMY BY REDUCING RESISTANCE, SEMINAR 7

This seminar will cover the importance of understanding how to reduce rolling resistance, aerodynamic resistance, and drivetrain resistance. It will cover how to make the most of the different components that provide the foundation for your home on wheels and how a well-handling, easy-rolling vehicle will save you money on fuel while providing safer and happier driving. We want to help folks get the most out of their coaches, making them better than new, as well as getting many more years of enjoyment out of them. Presented by Robert Henderson of Henderson’s Line-Up/SuperSteer®, C5009.
11:30 a.m. to 12:45 p.m.
FRUSTRATION-FREE RVING, SEMINAR 8

See a one-piece hose and faucet connector . . . no more turning, no more leaks! Learn how to do away with holding tank odors without chemicals and see a showerhead that triples the water pressure while reducing water consumption. Find out how to coil cords, hoses, and cables with no frustration, Lloyd Smith of Coil N’ Wrap, C9954, will share many great ideas that are sure to make RVing safer, easier, and more convenient. Learn how to safely connect and disconnect electrical cables, and how to safely fill batteries quickly without exposing yourself to dangerous battery acid. Learn how to make your RV welcome you home while keeping unwelcome visitors away with a 12-volt motion-detection system. The many ideas shared in this slide presentation are sure to make your RV lifestyle safer, easier, and less frustrating. You won’t want to miss this seminar.
11:30 a.m. to 1:00 p.m.
REDMOND ROCKS! SCRAPBOOK PAGES, SEMINAR 11

In this seminar, participants will create a two page, 12-inch-square scrapbook layout ready for convention photos. Marcie Ronken, F351667, will present this seminar. The cost is $8. All supplies will be included, and various techniques will be used in creating this project. Sign up at the craft table in the Information Center located in North Sister beginning on Wednesday, August 11, at 7:00 a.m. Space is limited.
11:30 a.m. to 1:00 p.m.
PLASTIC BAG CROCHETING, SEMINAR 12

Please see description on Wednesday’s 3:15 p.m. to 4:45 p.m. time slot.
11:30 a.m. to 1:30 p.m.
VINES DELIGHT, SEMINAR 10

Please see description in Thursday’s 11:30 a.m. to 1:30 p.m. time slot.
12:30 p.m.
BOB’S CATS PERFORM AT THE DAYTIME ENTERTAINMENT STAGE
1:00 p.m.
ICE CREAM SOCIAL AT THE DAYTIME ENTERTAINMENT AREA, COURTESY OF MILLER RV INSURANCE AGENCY, C3045, AN FMCA TWO STAR SPONSOR, AND FMCA

A special thanks goes to the Full Timers chapter for making this event an ongoing success.
1:00 p.m.
DUNKING BOOTH NEAR THE DAYTIME ENTERTAINMENT TENT
1:30 p.m. to 2:30 p.m.
INTERNATIONAL AREA GATHERING, SEMINAR 4

Are you INTO it? We are! Come see what INTO is into.

The International Area of FMCA, often referred to as INTO, invites all convention attendees to our area gathering. We have no geographic boundaries, and we include members from all across North America. Come meet Sonny Gillespie, F192819, National VP International (INTO) Area, and his wife, Carole, as they greet guests and explain the many and varied aspects of INTO. One of the 89 chapters may just be the one to enhance your FMCA experience. According to our Bylaws, this will be our Annual Meeting and we need a quorum! Each chapter will be represented by its national director, alternate national director, or temporary delegate — but all members of the area are encouraged to come. The newly elected INTO Executive Board will be introduced and sworn in at the conclusion of the meeting. During the gathering, INTO will vote on our budget. Chapters celebrating significant anniversaries will be recognized. The winners of the newsletter contest will be announced and awarded their certificates. We urge all INTO chapter officers to attend, since there will be information for them to bring back to their chapters. The INTO gathering is scheduled earlier than those of the other areas to accommodate INTO members who may wish to attend some other area gathering(s) as well. See you there!
1:30 p.m. to 2:45 p.m.
RV DESTINATIONS IDEA EXCHANGE, SEMINAR 1

Join in this lively presentation as attendees share their favorite RV destinations and overnight stops. Bring your best suggestions along with a road atlas so you can mark new and exciting destinations to visit. Moderated by Bill Marti, F204932, and assisted by Jim & Chris Guld of GeeksOnTour.com, C11107, who will provide location searches using Google Earth.
1:30 p.m. to 2:45 p.m.
HOW TO RETROFIT YOUR COACH WITH A DAY/NIGHT SHADE SYSTEM, SEMINAR 3

Attend this seminar to learn more about the new type of day/night shade system now being installed on many new coaches from manufacturers and learn how this unique, easy-to-operate system can be retrofitted to your coach. Dave Townsley of MCD Innovations, C9750, will discuss how this system can open up your view, give you privacy both day and night, and make your coach a more energy-efficient and comfortable place to live. Time will be allowed to answer any questions.
1:30 p.m. to 2:45 p.m.
ON-ROAD QUILTERS, SEMINAR 5

Calling all quilters! Let’s get together and share our passion for quilting. Bring your projects – finished or unfinished – for “Show and Tell.” Come and see the children’s quilts made and donated by On-Road Quilters to be left behind in the local area. First, it is our mission to provide love, a sense of security, warmth, and comfort to children who are seriously ill, traumatized, or otherwise in need through the gifts of new, handmade blankets and afghans, lovingly created by volunteer “blanketeers.” Second, it is our mission to provide a rewarding and fun service opportunity for interested individuals and groups in local communities for the benefit of children.

There is no pre-registration for this seminar. Anyone who is interested in quilting is invited to this seminar. Presented by Melanie Boyer, F268985.

1:30 p.m. to 2:45 p.m.
AQUA-HOT AND HYDRO-HOT HEATING SYSTEMS, SEMINAR 6

Jim Yates of Aqua-Hot Heating Systems, Inc., C2723, the manufacturer of both of these heating systems, will present this seminar. It will familiarize motorhome owners with the basic operation of the Hydro-Hot and Aqua-Hot heaters. These quiet, comfortable heating systems also provide unlimited hot water. The presenter also will discuss preventive maintenance and provide basic servicing tips. A question-and-answer session will follow the presentation.
1:30 p.m. to 2:45 p.m.
DRIVE YOUR MOTORHOME LIKE A PRO, SEMINAR 7

When you were taught to drive, you learned how to drive a car, not a motorhome. You were probably taught the proper following distance of one car length for each 10 mph, or the two-second rule. That is fine for a car, but the rule for a motorhome is one second for each 10 feet of vehicle length. This seminar details the things you need to know to help you become a more confident, safe driver. The basic mechanics of maneuvering, how to get ready, driving situations, braking, and the mind-set to be a safe driver are just a few of the topics covered. This seminar will be presented by Lorrin Walsh of Drive Smart Publications, C11835.
1:30 p.m. to 2:45 p.m.
PAINTING A SILK SCARF IS FUN & EASY, SEMINAR 9

You don’t have to know how to paint a straight line to love this class. Guided by nationally renowned artist Cristina Acosta, you’ll learn how to paint your own silk scarf in about an hour. Easy design ideas look sophisticated when the colors and quality are topnotch. Oversized silk scarves are the fashion accessory of the season. Tie one around your neck as a scarf, drape it over your shoulders as a wrap, or wear it around your hips as a sarong. You’ll love how this quality silk scarf can brighten your wardrobe. And when you’re not wearing it, drape it over a lampshade or use it as a window trim for instant romantic ambiance. Painting is easy. Choose from a wide variety of dyes and start splashing on the color. Bring a friend and you’ll be sure to have plenty of laughs as well as a great looking accessory when you’re done with the class. The silk has a hand-rolled and sewn hem. The cost is $45. Sign up at the craft table at the Information Center in North Sister beginning Wednesday, August 11, at 7:00 a.m. Space is limited.
1:30 p.m. to 2:45 p.m.
TERRIFIC TECHNIQUES, SEMINAR 11

You will learn a dozen techniques in this seminar to use in scrapbooking, card-making, and other paper crafts. This class is suitable for beginners and veterans alike. This is a hands-on class and you will have examples to refer back to the next time you create cards or a scrapbook page. Marcie Ronken, F351667, will present this seminar. The cost is $10. All supplies will be provided, including a sanding kit and stylus to take home. Sign up at the craft table in the Information Center located in North Sister beginning on Wednesday, August 11, at 7:00 a.m. Space is limited.
1:30 p.m. to 2:45 p.m.
ETCHED GLASS AND MAT, SEMINAR 12

Please see description on Wednesday’s 1:30 p.m. to 2:45 p.m. time slot.
1:30 p.m. to 3:30 p.m.
FRUIT OF THE VINE, SEMINAR 10

Please see description in Thursday’s 3:00 p.m. to 5:00 p.m. time slot.
3:00 p.m.
BERNIE & RED PERFORM AT THE DAYTIME ENTERTAINMENT STAGE

3:15 p.m. to 4:15 p.m.
FMCA AREA GATHERINGS

International Area
Seminar 4, 1:30 p.m. to 2:30 p.m., with Sonny Gillespie

The International Area gathering will be held on Friday from 1:30 p.m. to 2:30 p.m., in Seminar 4. Please see description in that time slot.

Northwest Area
Seminar 1, with Andy Balogh

Welcome to the Northwest Area Gathering . . . Where good people meet!

This area includes Washington, Oregon, Idaho, Montana, and Alaska, the provinces of British Columbia and Alberta, as well as the Yukon Territory and the Northwest Territories, Canada. The Northwest Area is a great place to be, whether you live here or just visit. You will find many interesting places to see and wonderful photo ops during your travels. Come and visit with Andy Balogh, F316832, National VP Northwest Area, and his wife, Kathie, other area officers, and the friendliest FMCA chapter officers/members who are excited to meet you and invite you to attend their rallies whenever you are in the Northwest Area. Bring your friends.

Southeast Area
Seminar 2, with Tom Eller

Tom Eller, F189521, National VP Southeast Area, and his wife, Lorna, invite you to attend the Southeast Area Gathering. This will give you a chance to meet Tom and Lorna and share information about the upcoming events in the Southeast Area, including the 2011 Southeast Area Rally, “Go Western at SEA,” February 2-6, at the Southeast Area campground in Brooksville, Florida. We also will discuss plans for the chapter officers’ workshop/captains meeting to be held at the campground in October 28-30, 2010. Anyone attending this convention and those who have an interest in the Southeast Area (Alabama, Mississippi, Georgia and Florida) are invited to attend our area gathering.

Great Lakes Area
Seminar 3, with Ross Boyer

The Great Lakes Area encompasses the states of Indiana, Michigan, Ohio, and the province of Ontario, Canada. Our area touches the Great Lakes shores of Michigan, Superior, and Erie, and provides enjoyable rally experiences. There are many unique places to visit, including the Amish experiences in Indiana and Ohio, and the beautiful countrysides and crystal-clear lakes of Michigan and Ontario. The Great Lakes Area Spring Spree (G.L.A.S.S.) at Berrien Springs, Michigan, held during Memorial Day weekend each year, is one of the best area rallies. G.L.A.S.S. is sponsored by the Great Lakes Area MotorCoach Association, Inc. (GLAMA), and hosted by the Michigan Knights of the Highway chapter. The 22 chapters in our area have many diverse interests. Chapter membership is the best way to enjoy scenic trips around our area and to meet new friends. If you call this area home, please stop by our area gathering to learn more about our area, its fun chapters, fellow Great Lakers, and meet Ross Boyer, F268985, your National VP Great Lakes Area, and his wife, Melanie. Also, you will meet the newly elected National VP Great Lakes Area, Jon Walker, F268778 and his wife, Sondra.

Western Area
Seminar 4, with Bobby Donald

The Western Area encompasses all of the Golden State of California and the Silver State area of Reno, Nevada. Come join us as we talk about the many fun-filled activities in 2010 and the Western Area Rally in January 2011. Bobby Donald, F107800, National VP Western Area, and his wife Shirley, welcome you to this gathering. We look forward to seeing you there.

Eastern Area
Seminar 5, with Otho Tew

Otho Tew, F152425, National VP Eastern Area, and his wife, Alice, would like to thank all of you for traveling cross country to attend this Convention. There is a seat for you at the Eastern Area Gathering. The past two years have been filled with many exciting events. Chapter visits have been an important part of those events. There are 52 chapters in the Eastern Area which encompasses nine states – Delaware, Kentucky, Maryland, North Carolina, Pennsylvania, South Carolina, Tennessee, Virginia, West Virginia – and our nation’s capitol, Washington, D.C. From the mighty Mississippi to the Atlantic coast, the mountains of Pennsylvania to the tidewater charm of South Carolina, there is a chapter to appeal to everyone. Come join us. There will be time to answer your questions. Whether a first-timer, non-chapter member or long-time motorhomer, all are welcome.

Rocky Mountain Area
Seminar 6, with Allen Rein

Welcome to the Rocky Mountain Area Gathering. The Rocky Mountain Motorhome Association would like to invite everyone from the Rocky Mountain Area to join us on Friday, August 13, 2010, for fun and fellowship. The Rocky Mountain Area encompasses the beautiful states of Arizona, Colorado, Nevada, New Mexico, Utah and Wyoming. Come and hear about our upcoming 27th Rocky Mountain Ramble, “Swing Time in the Rockies,” October 12-16, 2010, in Farmington, New Mexico. Allen Rein, F214273, National VP Rocky Mountain Area, and his wife, Glenda, will be there along with the other area officers to welcome you. Stop by, meet other chapter members and learn more about our area and our great chapters. See you there!

South Central Area
Seminar 7, with Fred Kennedy

Throughout Arkansas, Kansas, Louisiana, Missouri, Oklahoma, and Texas, you’ll find some of the nicest FMCA members in the country. Representatives of the South Central Area’s 50 chapters and the Six-State Rally Association are interested in telling you about the many activities that take place in this part of the country. Many of them will be at the South Central Area Gathering along with Fred Kennedy, F44281, National VP South Central Area, and his wife, Lou. They’ll introduce you to some “good country” fun through their area chapters and the annual Six-State Rally, “Return To Rally On The Red,” scheduled for September 29 through October 3, 2010, in Shreveport, Louisiana. Take a few minutes to meet some new friends and learn about the South Central Area chapters that interest you. See you there!

Northeast Area
Seminar 8, with Paul DuBois

The Northeast Area is comprised of six New England states, New York and New Jersey, five Canadian Maritime Provinces, and the Province of Quebec. The area currently includes 42 chapters covering a wide range of interests.

Paul DuBois, F296221, National VP Northeast Area, and his wife Diane, invite everyone to attend the Northeast Area Gathering and learn more about our area. We will share memories of NEAR 2010, discuss plans for the future, and answer any questions you may have about our area.

Midwest Area
Seminar 12, with Al Talbott

The Midwest Area consists of Iowa, Illinois, Minnesota, Nebraska, North Dakota, South Dakota, Wisconsin, and the provinces of Saskatchewan and Manitoba, Canada. If you are from these areas, please plan to attend the Midwest Area Gathering. Meet Al Talbott, F223128, National VP Midwest Area; his wife, Dory; and other Midwest Area Cooperative (MAC) officers. The get-together will be short and there will be lots of information about what’s new in the Midwest. If you’re interested in joining a chapter or meeting other RVing people such as yourself, plan to attend and enjoy the fun. Chapter officers and members may wish to bring information regarding their chapter as an aid to prospective new members.
4:30 p.m. to 5:30 p.m.
BERNIE & RED CHAPTER MEETING, SEMINAR 3
4:30 p.m. to 5:30 p.m.
FRIENDS OF BILL W. CHAPTER MEETING, SEMINAR 5
4:30 p.m. to 5:30 p.m.
CHAI – CHAVURAT YEHUDIM CHAPTER MEETING, SEMINAR 6

4:30 p.m. to 5:30 p.m.
MILITARY VETERANS CHAPTER MEETING, SEMINAR 7
4:30 p.m. to 6:30 p.m.
KNOW YOUR LAPTOP COMPUTER, SESSION 2, SEMINAR 2

This is session two of a two-session seminar presented by Jim and Chris Guld of GeeksOnTour.com, C11107. Sign-up and fee for both sessions is required. Please see description in Thursday’s 4:30 p.m. to 6:30 p.m. time slot.
5:30 p.m. to 6:30 p.m.
KABBALAT SHABBAT – WELCOMING THE SABBATH, SEMINAR 6
8:00 p.m.
LIVE BAIT, THE TRIBUTE TO JIMMY BUFFETT AND SUMMERTIME FUN, PERFORMS AT JUNIPER ARENA

SATURDAY, AUGUST 14, 2010

FMCA DAY

Saturday, August 14, is declared “FMCA Day” and we encourage attendees to wear FMCA logo merchandise. If spotted by the special FMCA “Surprise Patrol” having fun in your FMCA gear, you will have the opportunity to win Bonus Bucks that may be redeemed at participating supplier exhibit booths and concessions displaying the Bonus Bucks sign.
7:00 a.m. to 7:45 a.m.
EARLY MORNING WORKOUT FOR ALL, SEMINAR 5

Please see description in Thursday’s 7:00 a.m. to 7:45 a.m. time slot.
7:00 a.m. to 8:00 a.m.
MORNING DEVOTIONS, SEMINAR 3

Led by volunteers from the Oregon-Washington Coaches For Christ chapter.

7:00 a.m. to 9:00 a.m.
COFFEE AND DOUGHNUTS AT THE COFFEE HOUR AREA, COMPLIMENTS OF ROADMASTER, INC., C2952, AN FMCA FIVE STAR SPONSOR, AND FMCA

See program map for location.
7:00 a.m. to 9:00 a.m.
FRUSTRATED MAESTROS PERFORM AT THE DAYTIME ENTERTAINMENT STAGE
7:00 a.m. to 5:00 p.m.
COACH OF THE DAY

Check the “Grounds Services” section of program for description and “Map Section” of program for location. The Information Center will be open 24 hours a day for emergencies.
8:00 a.m. to 9:15 a.m.
PICASA: BEYOND THE BASICS, SEMINAR 1

If you use Picasa to manage your digital photos, you don’t want to miss this seminar. Even Google, which makes Picasa, looks to Chris Guld of GeeksOnTour, C11107, when they want to present training on Picasa! (See their co-hosted webinar at www.geeksontour.com/picasa.htm.) In this session you will see the multiple techniques for categorizing your photos while keeping them in one simple folder structure. Learn about some of Picasa’s advanced features such as facial recognition, movie-making, and geotagging.
8:00 a.m. to 9:15 a.m.
LEARN THE INS AND OUTS OF CAMPGROUND MEMBERSHIPS – SAVE MONEY, TIME, AND CONFUSION, SEMINAR 4

Dan Monaghan of Monaghan Enterprises, C10143, will show you the ins and outs of Coast to Coast, RPI, Thousand Trails, and more. Dan has been in the campground membership business since 1988 and he will provide an overview of campground memberships available today.
8:00 a.m. to 9:15 a.m.
COACH-NET EMERGENCY ROAD SERVICE, SEMINAR 3

Please see description in Thursday’s 1:15 p.m. to 2:30 p.m. time slot.
8:00 a.m. to 9:15 a.m.
SO, YOU WANT TO FULL-TIME?, SEMINAR 5

A combined presentation, question/answer, and discussion session on various aspects of full-timing including costs, handling finances, security and protection, staying in touch, and what to take. At last, some new full-timing information is available. If you are thinking of full-timing or extended travel, join Ron and Sandy Jones of RV Stuff, C10110, for a great presentation.
8:00 a.m. to 9:15 a.m.
DRIVING WITH THE ALLISON WORLD TRANSMISSION, SEMINAR 6

Understanding the Allison transmission’s operation and programming will allow motorhome drivers whose coaches are equipped with this computer-controlled transmission to enjoy many new features not found on other transmissions. A representative of Allison Transmission, C4454, will conduct a presentation on the operation, programming, and “tricks” of the Allison transmission.
8:00 a.m. to 9:15 a.m.
SUCCESSFUL INTERIOR RENOVATIONS, SEMINAR 7

Find out which interior renovations are the most popular and add value to your motorhome. Learn about the process required to achieve a successful renovation. This fast-paced seminar also covers flooring, furniture, cabinetry, and electronics. Presented by Dennis Stewart and Bev Larson of Classic Coach Works, C10397. There will be a drawing for a free 26-inch LCD HDTV at the end of the seminar.

8:00 a.m. to 9:15 a.m.
HOW THE LATEST TECHNOLOGY CAN KEEP YOU SAFER ON THE ROAD, SEMINAR 8

Technology is constantly changing. Keeping up with the latest advances, especially those that are relevant to the RV traveler, is a tough job. Join Phil May of TechnoRV, C11722, to learn about some of the latest advances in technology and how they can help keep you safe and secure while traveling.
8:00 a.m. to 9:45 a.m.
EMBOSSED COPPER, SEMINAR 9

Please see description on Wednesday’s 3:15 p.m. to 5:00 p.m. time slot.
8:00 a.m. to 9:45 a.m.
CLUSTER GRAPE PEARL EARRINGS, SEMINAR 10

Please see description in Wednesday’s 3:15 p.m. to 5:00 p.m. time slot.
8:30 a.m. to 5:00 p.m.
MOTORHOME, SUPPLIER, COMPONENT, AND OUTDOOR SUPPLIER EXHIBITS OPEN
8:30 a.m. to 5:00 p.m.
FMCA SERVICE CENTER OPEN IN THE GALLERY AT HOOKER CREEK EVENT CENTER
9:45 a.m. to 10:45 a.m.
FMCA’S ANNUAL MEMBERSHIP MEETING, SEMINAR 4

Hear the state of the association from your elected officers. The installation of officers will take place and SPECIAL PARTICIPATION AWARDS totaling $2,500 will be drawn. You must be present to win. Forms received in members’ confirmation packets should be filled out and returned to the Information Center located in North Sister before Friday, August 13, at 5:00 p.m., or on Saturday, August 14, near the stage area in Seminar 4 prior to the start of the Annual Membership Meeting.
10:00 a.m. to 4:00 p.m.
QUILTS FOR KIDS EXHIBIT, INFORMATION CENTER IN NORTH SISTER

Come and see the children’s quilts made and donated by FMCA’s On-Road Quilters. After the exhibit the quilts will be donated to a local charity that provides quilts for kids in hospitals and various other charities providing services to children.
11:00 a.m.
TONY GRAHAM PERFORMS AT THE DAYTIME ENTERTAINMENT STAGE
11:00 a.m. to 1:00 p.m.
CARD BINGO, SEMINAR 1
11:30 a.m. to 12:45 p.m.
RAMBLING BY RV THROUGH ALASKA/YUKON, SEMINAR 3

This is not your “typical” travelogue on driving to Alaska and the Yukon territory. Instead you will travel along with Nyla Walsh of Drive Smart Publications, C11835, who has been a tour director and worked on cruise ships in Alaska/Yukon for more than 20 years with her husband, Lorrin, as she describes their travels along the highways of the Great Lands. She will bust myths, tell a few stories (some true), give lots of hints and history about the area, and answer questions.
11:30 a.m. to 12:45 p.m.
WHAT EVERY MOTORHOME OWNER SHOULD KNOW ABOUT TIRES, SEMINAR 4

This seminar will cover a multitude of subjects pertaining to the selection and care of your motorhome tires. Some subjects are how to tell the age of your tires; when you should switch them out; why you should weigh your motorhome; how to weigh it; proper air pressure maintenance; alignment; tire wear; and many others. Phil Arnold, Product Engineer from Michelin North America, C5502, will present this seminar.
11:30 a.m. to 12:45 p.m.
REXHALL INTERNATIONAL CHAPTER MEETING, SEMINAR 5
11:30 a.m. to 12:45 p.m.
FULL-TIMING, SEMINAR 6

This full-timing seminar will be presented for anyone interested in making RV living a year-round lifestyle. You will have no home to worry about, because it is with you at all times. You meet new friends everywhere. Some of the topics that will be covered by the panel members are getting started in full-timing, working on the road, keeping in touch with others, and much more. They will address the positive and negative aspects of full-timing. Time will be allotted for questions from the floor. Please remember, the panelists are not experts on any of the subjects that are addressed; they will, however, try to answer your questions based on their own experiences. The seminar will consist of a panel from the Full Timers chapter of FMCA and will be moderated by their chapter president, Jack Friedlander, F323377. The Full Timers chapter of FMCA is happy to welcome new members and you will have an opportunity to join this chapter at the seminar.
11:30 a.m. to 12:45 p.m.
SPARTAN CHASSIS INTERNATIONAL CHAPTER BUSINESS MEETING, SEMINAR 8
11:30 a.m. to 12:45 p.m.
PHOTO SPHERE, SEMINAR 10

This photo sphere is a photo album by itself. Learn to make the sphere/ball and insert your family pictures. Marlene Dobrin, F243254, will provide the instructions, pattern, and everything except your photographs to complete this project. The cost is $7. Please bring scissors for paper cutting. All other supplies are included. Sign up at the craft table in the Information Center in North Sister beginning on Wednesday, August 11, at 7:00 a.m. Space is limited.
11:30 a.m. to 1:30 p.m.
FIRE & LIFE SAFETY IN YOUR RV, SEMINAR 7

Please see description in Wednesday’s 3:15 p.m. to 5:00 p.m. time slot.
1:15 p.m. to 2:30 p.m.
MINI CHEST FOR TINY TREASURES, SEMINAR 10

During this project you will create a three-drawer mini chest to store your pins and jewelry, or paper clips, stamps, and Post-it-notes. Marlene Dobrin, F243254, will present this seminar. The cost is $7. Please bring scissors. All other supplies are included. Sign up at the craft table in the Information Center in North Sister beginning on Wednesday, August 11, at 7:00 a.m. Space is limited.
1:15 p.m. to 2:45 p.m.
ELK INTERNATIONAL CHAPTER MEETING, SEMINAR 4
1:30 p.m. to 2:30 p.m.
WET T-SHIRT COMPETITION AT THE ACTIVITIES AREA AT THE HORSE BARN
2:00 p.m.
LAUGHING BIRD PERFORMS AT THE DAYTIME ENTERTAINMENT STAGE
3:00 p.m. to 4:00 p.m.
RED HAT SOCIAL, SEMINAR 1

Join in the fun and wear your red hat, purple dress, and bring your favorite tea cup to FMCA’s own version of the Red Hat Society. Iced tea and refreshments will be served. Special entertainment will be provided by Bernie and Red. A $1 donation will be collected at the sign-up table in the Information Center in North Sister beginning on Wednesday, August 11, at 7:00 a.m.
4:30 p.m. to 5:30 p.m.
ROMAN CATHOLIC MASS, SEMINAR 3

Please see description in Wednesday’s 4:00 p.m. time slot.
4:30 p.m. to 5:30 p.m.
FRIENDS OF BILL W. CHAPTER MEETING, SEMINAR 5
4:30 p.m. to 5:30 p.m.
MINCAH SERVICE – BAT MITZVAHS OF TWO MEMBERS, SEMINAR 6
5:30 p.m. to 6:30 p.m.
HAVDALAH SERVICE – END OF SABBATH, SEMINAR 6
5:30 p.m. to 8:30 p.m.
ROADTREK INTERNATIONAL CHAPTER MEETING & SOCIAL, SEMINAR 1
8:00 p.m.
FOREVER MOTOWN PERFORMS AT JUNIPER ARENA
YOU’RE ON YOUR OWN NOW
We hope you’ve enjoyed FMCA’s 84th International Convention. Drive safely until we see you again at the next FMCA International Convention, March 14, 15, 16, and 17, 2011, in Perry, Georgia.

Jim Johnson, Beaver Coach Owner

July 2010 Pending Home Sales

Jim Johnson — Tue, 03 Aug 2010 14:24:16 +0000

Pending Home Sales Ease in Post-Tax Credit Market

Washington, August 03, 2010

Pending home sales edged down with near-term sales expected to be notably lower in contrast to the spring surge when buyers rushed to take advantage of the home buyer tax credit, according to the National Association of Realtors®.

The Pending Home Sales Index,* a forward-looking indicator, declined 2.6 percent to 75.7 based on contracts signed in June from an upwardly revised level of 77.7 in May, and is 18.6 percent below June 2009 when it was 93.0. The data reflects contracts and not closings, which normally occur with a lag time of one or two months.

Lawrence Yun, NAR chief economist, said lower home sales are expected in the short term. “There could be a couple of additional months of slow home-sales activity before picking up later in the year, provided the job market continues to improve,” he said. “Over the short term, inventory will look high relative to home sales. However, since home prices have come down to fundamentally justifiable levels, there isn’t likely to be any meaningful change to national home values. Some local markets continue to show strengthening prices.”

Yun expects mortgage interest rates to remain historically low for the balance of the year, with very modest growth in employment. “We really need to see stronger job creation to have a meaningful recovery in the housing markets,” he added.

The PHSI in the Northeast dropped 12.2 percent to 58.8 in June and is 25.4 percent lower than June 2009. In the Midwest the index fell 9.5 percent to 64.1 and is 27.8 percent lower than a year ago. Pending home sales in the South rose 3.7 percent to an index of 85.8, but are 13.3 percent below June 2009. In the West the index slipped 0.2 percent to 85.1 but is 14.2 percent below a year ago.

NOTE: References to local markets are from unpublished data. For more information, please contact the local association of Realtors®.

*The Pending Home Sales Index is a leading indicator for the housing sector, based on pending sales of existing homes. A sale is listed as pending when the contract has been signed but the transaction has not closed, though the sale usually is finalized within one or two months of signing.

The index is based on a large national sample, typically representing about 20 percent of transactions for existing-home sales. In developing the model for the index, it was demonstrated that the level of monthly sales-contract activity parallels the level of closed existing-home sales in the following two months. There is a closer relationship between annual index changes (from the same month a year earlier) and year-ago changes in sales performance than with month-to-month comparisons.

An index of 100 is equal to the average level of contract activity during 2001, which was the first year to be examined as well as the first of five consecutive record years for existing-home sales.

Existing-home sales for July will be reported August 24 and the next Pending Home Sales Index will be on September 2; release times are 10 a.m. EDT.

NAR Speaks Out

Jim Johnson — Mon, 02 Aug 2010 04:20:40 +0000

NAR Says Congress Needs to Act Soon to Ease Credit in Challenged Commercial Real Estate Markets

Washington, July 29, 2010

Testifying before a House panel today, Jim Helsel, treasurer of the National Association of Realtors® and commercial real estate specialist, told members that a strong commercial real estate sector is vital to millions of U.S. jobs and helps keep the national economy afloat.

“As the leading advocate for private property rights, NAR believes it is critical for Congress to act soon and to get capital flowing to small businesses and to the commercial real estate market,” Helsel, president of Helsel Inc., Realtors®, in Camp Hill, Pa., told the House Committee on Financial Services.

“Lack of available credit remains a significant challenge for our industry right now,” Helsel said. He commended the panel for passage in June of H.R. 5297, “The Small Business Lending Fund Act of 2010,” which ensures community banks have both the incentive and capacity to increase total loans to small businesses. Raising the SBA loan limits and allowing SBA 504 loans to be used to refinance performing property can help ease the liquidity crisis in the commercial sector, he said.

Another credit avenue, credit unions, could increase available credit to small businesses, Helsel said. NAR strongly supports legislation, H.R. 3380 introduced by Reps. Paul Kanjorski (D-Pa.) and Ed Royce (R-Calif.), that would raise the credit union member business lending cap from 12.25 percent to 25 percent of total assets. Currently, small regional and community banks account for almost half of the small business loans issued in the U.S.

“That has put a significant dent in the credit available to the small business community and has reduced cash flow and elevated vacancies in commercial real estate,” he said. The Credit Union National Association estimates that if H.R. 3380 becomes law, credit unions could extend up to $10 billion in additional business loans and help create 108,000 jobs. Helsel said NAR is strongly urging the Senate to include such provisions when it considers H.R. 5297.

Helsel also said that NAR supports the Senate’s efforts to include more generous depreciation allowances for commercial properties in the Senate bill. “Accelerated depreciation would incentivize new equity investment to commercial real estate, reducing debt-to-income ratios and strengthening income-producing properties,” he said.

NAR also applauds the goals of H.R. 5816, the “Commercial Real Estate Stabilization Act,” to clear troubled properties off the market, and is ready to work with the committee when it begins to review the proposal, Helsel said.

Central Oregon Rural Housing Bill Passed

Jim Johnson — Thu, 29 Jul 2010 03:54:12 +0000

This rural financing is not available in Bend Oregon but will be available in some of the out lying areas in Central Oregon. The National Association of Realtors just released this article.

Thousands of Rural Home Buyers Aided by Passage of Housing Funding Measure

Central Oregon Rural Housing

Washington, July 28, 2010

The restoration of the single-family rural housing program that would guarantee home loans for rural buyers was passed by the Senate today and is on its way to President Obama.

The National Association of Realtors® has vigorously lobbied to restore funding for the rural program since last March, and hailed this development as a great victory for rural home buyers.

“This is going to be a great lift for thousands of rural home buyers who need to close on their home purchases before Sept. 30 to take advantage of the home buyer tax credit,” said NAR President Vicki Cox Golder, owner of Vicki L. Cox & Associates in Tucson, Ariz. “Many rural families would have been left out in the cold without these guaranteed loans. Increasing the commitment authority will help rural families, support local housing markets, create jobs and generate new tax revenues,” Golder said.

“The rural housing program is a good example of the kind of program needed for responsible and qualified home buyers who bring common sense to the housing market,” said Golder. The legislation increases the guarantee fee for borrowers, but allows the fee to be financed. “This change will make the program completely self-sufficient,” she said.

Golder thanked Sen. Michael Bennet (D-Colo.), and Reps. Paul Kanjorski (D-Pa.) and Shelley Moore Capito (R-W.Va.) for moving the bill to passage in both houses.

The legislation was part of H.R. 4899, “The Emergency Supplemental Appropriations Act” that the Senate passed today. The measure increases the Rural Housing Service commitment authority allowing guaranteed loans; previously, RHS has been providing conditional commitments. The RHS is expected to announce new guidelines shortly after the president signs the bill.

National Home Sales for June 2010

Jim Johnson — Thu, 22 Jul 2010 15:43:23 +0000

Existing-Home Sales Slow in June but Remain Above Year-Ago Levels

Washington, July 22, 2010

With the scheduled closing deadline for the home buyer tax credits, existing-home sales slowed in June but remained at relatively elevated levels, according to the National Association of Realtors®.

Existing-home sales¹, which are completed transactions that include single-family, townhomes, condominiums and co-ops, fell 5.1 percent to a seasonally adjusted annual rate of 5.37 million units in June from 5.66 million in May, but are 9.8 percent higher than the 4.89 million-unit pace in June 2009.

Lawrence Yun, NAR chief economist, said the market shows uncharacteristic yet understandable swings as buyers responded to the tax credits. “June home sales still reflect a tax credit impact with some sales not closed due to delays, which will show up in the next two months,” he said.

“Broadly speaking, sales closed after the home buyer tax credit will be significantly lower compared to the credit-induced spring surge. Only when jobs are created at a sufficient pace will home sales return to sustainable healthy levels.”

According to Freddie Mac, the national average commitment rate for a 30-year, conventional, fixed-rate mortgage fell to a record low 4.74 percent in June from 4.89 percent in May; the rate was 5.42 percent in June 2009.

The national median existing-home price² for all housing types was $183,700 in June, which is 1.0 percent higher than a year ago. Distressed homes were at 32 percent of sales last month, compared with 31 percent in May; it was also 31 percent in June 2009.

NAR President Vicki Cox Golder, owner of Vicki L. Cox & Associates in Tucson, Ariz., said softer home sales expected this summer don’t tell the whole story. “Despite these market swings, total annual home sales are rising above 2009 and we’re looking for overall gains again this year as well as in 2011,” she said. “Conditions have become more balanced in much of the country, which is good for both buyers and sellers. However, consumers find it even more challenging to navigate the transaction process, especially for distressed properties, which only underscores the value Realtors® bring to buyers and sellers in this market.”

A parallel NAR practitioner survey³ shows first-time buyers purchased 43 percent of homes in June, down from 46 percent in May. Investors accounted for 13 percent of sales in June, little changed from 14 percent in May; the remaining purchases were by repeat buyers. All-cash sales were at 24 percent in June compared with 25 percent in May.

Total housing inventory at the end of June rose 2.5 percent to 3.99 million existing homes available for sale, which represents an 8.9-month supply⁴ at the current sales pace, up from an 8.3-month supply in May.

“The supply of homes on the market is higher than we’d like to see. But home prices are still holding their ground because prices had already overcorrected in many local markets,” Yun said. Raw unsold inventory remains 12.7 percent below the record of 4.58 million in July 2008.

Single-family home sales fell 5.6 percent to a seasonally adjusted annual rate of 4.70 million in June from a level of 4.98 million in May, but are 8.5 percent above the 4.33 million pace in June 2009. The median existing single-family home price was $184,200 in June, up 1.3 percent from a year ago.

Single-family median existing-home prices were higher in 10 out of 19 metropolitan statistical areas reported in June in comparison with June 2009. In addition, existing single-family home sales rose in 12 of the 19 areas from a year ago while two were unchanged.

Existing condominium and co-op sales slipped 1.5 percent to a seasonally adjusted annual rate of 670,000 in June from 680,000 in May, but are 20.5 percent higher than the 556,000-unit pace in June 2009. The median existing condo price⁵ was $180,100 in June, which is 1.4 percent below a year ago.

Regionally, existing-home sales in the Northeast rose 7.9 percent to an annual level of 960,000 in June and are 17.1 percent above June 2009. The median price in the Northeast was $244,300, down 1.2 percent from a year ago.

Existing-home sales in the Midwest dropped 7.5 percent in June to a pace of 1.23 million but are 11.8 percent higher than a year ago. The median price in the Midwest was $155,900, down 0.1 percent from June 2009.

In the South, existing-home sales fell 6.5 percent to an annual level of 2.01 million in June but are 11.0 percent above June 2009. The median price in the South was $163,600, unchanged from a year ago.

Existing-home sales in the West dropped 9.3 percent to an annual pace of 1.17 million in June but are 0.9 percent higher than a year ago. The median price in the West was $221,800, up 1.5 percent from June 2009.

# # #

¹Existing-home sales, which include single-family, townhomes, condominiums and co-ops, are based on transaction closings. This differs from the U.S. Census Bureau’s series on new single-family home sales, which are based on contracts or the acceptance of a deposit. Because of these differences, it is not uncommon for each series to move in different directions in the same month. In addition, existing-home sales, which generally account for 85 to 90 percent of total home sales, are based on a much larger sample – more than 40 percent of multiple listing service data each month– and typically are not subject to large prior-month revisions.

³First-time buyer, investor and distressed sales data are from a survey for the Realtors® Confidence Index, scheduled to be posted July 30.

Jim Johnson, CRS

Bend Oregon Real Estate

Bend Oregon Real Estate – 2010

Home Prices Rising

July Existing-Home Sales Fall as Expected but Prices Rise

Bend Real Estate Market Looking Up

Broad Stabilization in Second Quarter Metro Area Home Prices with Strong Sales

Bend Oregon Real Estate Prices To Increase

Bloomberg/Newsweek Oregon

Bend – Redmond RV Repair

Redmond Oregon FMCA International Convention 2010

July 2010 Pending Home Sales

Pending Home Sales Ease in Post-Tax Credit Market

NAR Speaks Out

NAR Says Congress Needs to Act Soon to Ease Credit in Challenged Commercial Real Estate Markets

Central Oregon Rural Housing Bill Passed

Thousands of Rural Home Buyers Aided by Passage of Housing Funding Measure

National Home Sales for June 2010

Existing-Home Sales Slow in June but Remain Above Year-Ago Levels

Bloomberg/Newsweek
Oregon